Shores Of Panama Phase II Homes under $500,000

9900 S Thomas Drive Unit 2126, Panama City Beach

SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2126, Panama City Beach

9900 S Thomas Drive Unit 1122, Panama City Beach

$499,000

2 Beds ⋅ 3 Baths ⋅ 794016 MLS

The ONLY ''H'' Floor Plan on the market !! Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort. The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1122, Panama City Beach

9900 S Thomas Drive Unit 1219, Panama City Beach

$372,000

2 Beds ⋅ 3 Baths ⋅ 794015 MLS

LOWEST PRICED ''K'' FLOOR PLAN !!! Welcome to the 12th floor at Shores of Panama, where Gulf-front views and strong rental potential come together in this 2-bedroom + bunk room, 3-bath condo that comfortably sleeps up to 8 guests. This condo is perfectly positioned to capture spectacular western-facing sunsets over the Gulf. From your spacious private balcony, enjoy panoramic views of the emerald waters and the resort's iconic lagoon-style pool. The thoughtfully designed floor plan features two king suites, each with its own ensuite bath, offering privacy and comfort for owners and guests alike. A bunk area with twin beds and a queen sleeper sofa in the living area maximize occupancy and rental appeal. Inside, the open-concept layout creates a welcoming retreat. The fully equipped kitchen includes granite countertops, and a breakfast bar that flows seamlessly into the dining and living areas--ideal for entertaining or relaxing after a day on the beach. This unit conveys with a deeded parking space and is rental-ready, making it an outstanding option for investors or buyers seeking a turnkey Gulf-front getaway. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1219, Panama City Beach

9900 S Thomas Drive Unit 1227, Panama City

$310,000

1 Beds ⋅ 2 Baths ⋅ 794010 MLS

LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach. Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1227, Panama City

9900 S Thomas Drive Unit 1610, Panama City Beach

$285,000

1 Beds ⋅ 2 Baths ⋅ 794006 MLS

LOWEST PRICED ''F'' Floor Plan at the Shores of Panama! Own a rare opportunity at Shores of Panama with this highly sought-after ''F'' stack Gulf-view condo--a prime 16th-floor location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. This thoughtfully designed 1-bedroom, 1.5-bath condo with a bunk area is perfectly sized for a family getaway while also delivering strong rental potential. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline--one of the few layouts in the building offering this direct perspective of the water. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1610, Panama City Beach

9900 S Thomas Drive Unit 2127, Panama City Beach

$329,900

1 Beds ⋅ 2 Baths ⋅ 790463 MLS

Seller offering $10,000 toward buyer closing costs! Brand new paint and bunks! Welcome to this exceptional 21st-floor Gulf-front condo in the sought-after Shores of Panama Resort, located in the heart of Panama City Beach, Florida. This 936 sq ft unit offers incredible value in one of the area's most popular complexes. This fully furnished condo features 1 bedroom, 2 full bathrooms, and a separate bunk room, comfortably sleeping up to 6 guests, including the sleeper sofa in the family room. The modern kitchen is equipped with stainless steel appliances, granite countertops, and plenty of space for cooking and entertaining. Step onto the expansive balcony to enjoy breathtaking views of the resort-style lagoon pool and the Gulf of Mexico, a perfect spot for morning coffee or sunset relaxation. Shores of Panama is renowned for its incredible amenities, including a 20,000 sq ft lagoon-style beachfront pool with bridges, lush landscaping, and ample lounge seating, along with a massive outdoor hot tub, indoor heated pool, and hot tub. On-site dining options include tiki bars and the Sunset Bar & Grille. The resort also boasts a private beach area, a state-of-the-art fitness center, and easy access to water sports facilities. Situated just steps from the white sand beaches and a short distance to vibrant shopping, dining, and entertainment, this condo offers the perfect blend of relaxation and convenience. Don't miss this opportunity to own a beautifully appointed Gulf-front condo in one of Panama City Beach's premier resorts. Contact us today to schedule your private showing!

9900 S Thomas Drive Unit 2127, Panama City Beach

9900 S Thomas Drive Unit 323, Panama City

$449,000

2 Beds ⋅ 3 Baths ⋅ 787612 MLS

Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.

9900 S Thomas Drive Unit 323, Panama City

9900 S Thomas Drive Unit 1921, Panama City

$390,000

2 Beds ⋅ 3 Baths ⋅ 784037 MLS

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

9900 S Thomas Drive Unit 1921, Panama City

9900 S Thomas Drive Unit 2325, Panama City

$355,000

1 Beds ⋅ 2 Baths ⋅ 782942 MLS

OWNER FINANCING AVAILABLE ASK FOR TERMS! SEE RENTAL PROJECTION IN DOCUMENTS. The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2325, Panama City

9900 S Thomas Drive Unit 2330, Panama City Beach

$319,000

1 Beds ⋅ 2 Baths ⋅ 781996 MLS

INCLUDES 5th FLOOR PARKING ...... TRUE GULF-FRONT PENTHOUSE. Beautiful 1bd + Bunkroom with 2 full bathrooms. One uniform floor through-out. Stainless Steel appliances. FULLY FURNISHED AND RENTAL READY. Make sure to get this one on your list to see.

9900 S Thomas Drive Unit 2330, Panama City Beach

9900 S Thomas Drive Unit 1925, Panama City

$400,000

1 Beds ⋅ 2 Baths ⋅ 767725 MLS

This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too as you can lounge on your couch or poly wood loungers on your own private balcony and watch the amazing sunsets Panama City Beach Offers! Having the Master bedroom and a bunk area with 2 full bathrooms provides ample room for up to 6 guests. The bunk area has a full bunk on the lower and is enclosed by a sliding barn door providing you or your guests even more privacy! This condo boasts new flooring throughout, shiplap walls, smooth ceilings, granite countertops, washer/dryer stack. Don't miss the opportunity to make this your home or rental investment and enjoy basking in the indoor/outdoor pools, hot tub, or utilize the fitness center onsite. There is 24 hour security and beach access! The Shores of Panama is also located near so many dining options and fun activities! Check this one out it's really turnkey and ready for you! Fully furnished! You will also have a dedicated parking spot labeled 1925 and it's located on the 10th floor. During peak season there will be tiki food snacks, beverages, bar, and also inside you will find more snacks, along with ice cream shop!

9900 S Thomas Drive Unit 1925, Panama City

9900 S Thomas 220 Drive Unit 220, Panama City Beach

$475,000

2 Beds ⋅ 3 Baths ⋅ 776170 MLS

Included Second floor Deeded Parking spot on the same floor as the unit so no need for an elevator. This delightful condo has been very well cared for and has had many updates. There are 2 bedrooms plus a large cozy bunk room. The double balcony is perfect for enjoying the scenery. This beautiful low floor unit has some of the most beautiful views of the Gulf of Mexico and the beautiful resort style pool. Just go through the 24/7 gated security to the second floor and walk right into your room. Shores of Panama has so many great amenities, you will love the beautiful resort/lagoon style pool, a heated indoor pool, hot tubs, tiki huts serving food and drinks, state of the art fitness center, and so much more. Shores of Panama is conveniently located close to everything Panama City Beach has to offer.

9900 S Thomas 220 Drive Unit 220, Panama City Beach

Shores Of Panama Phase II Homes under $500,000

Newest Shores Of Panama Phase II Homes under $500,000