Panama City Beach Homes with True Waterfront

Welcome to Panama City Beach, a stunning coastal paradise nestled in Bay County, Florida. Renowned for its pristine sugar-white sands and crystal-clear turquoise waters, this vibrant community offers an idyllic lifestyle for beach lovers and outdoor enthusiasts alike. With its charming blend of natural beauty and modern conveniences, Panama City Beach is the perfect place to call home.

One of the most alluring features of this subdivision is its array of homes with true waterfront access. Imagine waking up each morning to the soothing sounds of waves lapping at the shore and the breathtaking views of the Gulf of Mexico right from your doorstep. These waterfront properties are not just homes; they are a gateway to a lifestyle filled with sun-soaked days and serene sunsets. Whether you’re interested in a cozy beach cottage or a luxurious waterfront estate, Panama City Beach has something to suit every taste and budget.

The community is brimming with amenities, including world-class dining, boutique shopping, and a plethora of recreational activities. From fishing and boating to biking and hiking, there’s never a shortage of ways to enjoy the great outdoors. Families will appreciate the excellent schools and friendly neighborhoods, while retirees can bask in the laid-back atmosphere that this coastal haven provides.

If you’re searching for a place where every day feels like a vacation, look no further than Panama City Beach. Come discover the charm, beauty, and endless possibilities that await you in this enchanting beachfront community!

Newest Panama City Beach Homes with True Waterfront

17207 Front Beach Rd Unit # 4, Panama City Beach

$1,785,000

3 Beds ⋅ 4 Baths ⋅ 1002010 MLS ⋅ 1,792 SqFt.

Experience true Gulf-front living in this beautifully updated 3-bedroom, 3.5-bath townhome, complete with a bonus/bunk room and a separate studio suite (ideal as a mother-in-law suite or lockout unit). Perfectly positioned directly on the Gulf, you can step from your private deck onto the sugar-white sands and emerald waters--your ultimate coastal retreat. This property has been extensively renovated with high-quality upgrades throughout. Exterior improvements include all-new Trex composite decking and upgraded railings (2025), expanded porches, added privacy walls on the first and second floors, and new windows and doors on all three levels. Interior updates feature LVP flooring throughout, KraftMaid cabinetry, quartz countertops, and a full suite of stainless and built-in appliances, including a Sharp dishwasher, drawer microwave, refrigerator, LG oven, and Hisense beverage fridge. Major systems have also been updated for peace of mind, including a new roof (2021), electrical panel (2023), complete plumbing replacement, new hot water heater, and updated HVAC system with new ductwork. The lower-level studio has been fully renovated with new sheetrock, quartz countertops, a kitchenette, Murphy bed, private living space, and its own mini-split A/C--perfect for guests or rental flexibility. Inside, you'll find light-filled, coastal-inspired interiors with neutral tones and custom finishes throughout. Multiple Gulf-front decks provide both covered and open spaces to relax, dine, and entertain while enjoying breathtaking sunsets year-round. Lovingly maintained as a personal residence and never rented by the current owner, this townhome offers a rare opportunity for a pristine beachfront property ready for your personal touch or creative investment vision. Conveniently located just minutes from Pier Park, Dolly Parton's Pirate Voyage Dinner & Show, Topgolf Panama City Beach, as well as local dining and shopping. Offered fully furnished and truly move-in ready--schedule your private showing today and start living the coastal lifestyle you deserve.

17207 Front Beach Rd Unit # 4, Panama City Beach

5833 N Lagoon Drive Unit A, Panama City Beach

$699,000

3 Beds ⋅ 3 Baths ⋅ 769107 MLS

Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

5833 N Lagoon Drive Unit A, Panama City Beach

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