Bay Point Homes under $1.25 million

Bay Point Homes under $1.25 million

Welcome to Bay Point, a hidden gem nestled in the heart of Florida's vibrant real estate market. This exquisite subdivision offers a unique blend of luxury and comfort, making it an ideal location for families, retirees, and anyone looking to enjoy the Florida lifestyle. With its picturesque surroundings and a strong sense of community, Bay Point is more than just a neighborhood—it's a place to call home.

One of the most appealing aspects of Bay Point is its diverse selection of homes, with many options available for under $1.25 million. Whether you’re searching for a charming single-family residence or a modern property with sleek finishes, Bay Point has something to suit every taste and budget. These homes often feature spacious layouts, lush landscaping, and access to top-notch amenities, ensuring that you can live in style without breaking the bank.

Residents of Bay Point enjoy an array of recreational opportunities, from scenic parks and walking trails to nearby waterfront activities. The community is conveniently located near shopping, dining, and entertainment options, providing everything you need just a stone's throw away. Plus, with its close proximity to some of Florida's stunning beaches, you can soak up the sun and enjoy the coastal lifestyle whenever you wish.

Discover the charm of Bay Point today and explore the exceptional homes available for under $1.25 million. This vibrant community awaits you, ready to welcome you with open arms and the promise of a beautiful new beginning. Your dream home in Bay Point is just a visit away!

Newest Bay Point Homes under $1.25 million

117 Legend Lakes Dr, Panama City Beach
$799,000
3 Beds ⋅ 3 Baths ⋅ 1007867 MLS ⋅ 2,343 SqFt.
WHERE GOLF COURSE VIEWS MEET RESORT-STYLE LIVING. Set along the Jack Nicklaus Signature Golf Course in Bay Point's coveted Legend Lake neighborhood, this beautifully maintained single-level home offers the kind of private coastal lifestyle buyers rarely find in one property. With a sparkling pool, hot tub, expansive screened porch, and sweeping fairway views, the backyard becomes your own private retreat--perfect for relaxing, entertaining, and enjoying spectacular sunsets. Inside, 10-foot ceilings, luxury vinyl plank flooring, custom shiplap details, and elegant finishes create a sophisticated yet comfortable setting. The inviting front living space offers flexibility as a grand piano room, library, home office, or elegant gathering area. At the heart of the home, the beautifully updated kitchen features custom cabinetry, granite countertops, a large center island, farmhouse sink, designer lighting, stainless steel appliances, abundant storage, and a new under-counter ice maker added in spring 2026. Open to the kitchen, the family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows overlooking the pool and golf course. Sliding glass doors lead to the large screened porch, creating the perfect setting for morning coffee, entertaining, or unwinding while taking in the beautiful surroundings. The primary suite offers peaceful pool and backyard views, private porch access, dual walk-in closets, and a spa-inspired bath with a soaking tub. The private, fully fenced backyard features a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Double gate access provides convenient space for a boat, trailer, or jet skis. Recent improvements include new kitchen and living room windows (November 2025), new HVAC (April 2023), complete backyard landscaping (summer 2023), a new under-counter ice maker (spring 2026), a replacement garage door (early 2026), and 220V electrical service in the garage for EV charging (April 2023). Bay Point offers an exceptional coastal lifestyle with 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf-cart-friendly streets, social clubs, community events, and live entertainment. Whether you're seeking a full-time residence, retirement retreat, or second home, this is a wonderful opportunity to enjoy private resort-style living in one of Panama City Beach's most desirable gated communities.

117 Legend Lakes Dr, Panama City Beach
119 Legend Lakes Dr, Panama City Beach
$1,200,000
4 Beds ⋅ 4 Baths ⋅ 1006211 MLS ⋅ 4,472 SqFt.
Designed for refined golf course living, this 4-bedroom, 3.5-bath Bay Point home pairs custom architectural details with exceptional indoor-outdoor entertaining spaces. The entry makes an immediate impression with 8ft mahogany doors and a 17ft barrel ceiling painted by a local artist. The living and dining areas feature 15ft ceilings and extensive crown molding. The rest of the home features 12ft ceilings and custom closets in each bedroom all uniquely designed with their own charm including automatic lighting, complemented by custom blinds and drapery in each. French doors lead you to the primary suite with lush new carpet, tray ceiling, and absolute comfort. The master bath has a large Jacuzzi tub, shower for two, an electric fireplace, television, and marble flooring that leads you to a custom walk in closet to dream about. It features a center island, custom storage, automatic and decorative lighting. New high end carpet has also been installed in the large open living room which also has a fireplace and is perfect for entertaining with the wet bar off to the side. The kitchen is equipped with a Thermador 5-burner gas cooktop, Bosch dishwasher, 2016 GE double ovens and microwave, and upper and under-cabinet lighting for added function and ambiance. This kitchen is a hostess' inspiration with an abundance of natural light. The garage has been newly painted, and the attic above is spray-foam insulated. Exterior features include rubber mulch in the garden areas for long-term durability and privacy hedges positioned along the golf course. The outdoor room and pool house are designed for year-round use and include porcelain plank tile, a wood ceiling, stone accent wall, televisions, speakers, a 6ft electric fireplace, wet bar with marble countertop and glass backsplash, and sliding doors that fully open the indoor and outdoor living areas. The pool deck is finished with shell stone tile and includes a gas ceramic fire pit. A private putting green provides space to sharpen your game before heading out for 18 holes on the Nicklaus Course. After golf, stroll the docks at the new Point South Marina or dine at Neon's Bar 72, featuring nightly specials and live music.

119 Legend Lakes Dr, Panama City Beach
1932 Bay Point Blvd, Milton
$220,000
2 Beds ⋅ 2 Baths ⋅ 1002294 MLS ⋅ 1,000 SqFt.
Freshly painted and move-in ready townhome with water views! This well-maintained 2-bedroom, 1.5-bath home features a brick exterior, brand-new HVAC system and brand new 190+ MPH rated windows and front door (transferrable warranty) Step inside, and you'll find a functional layout with plenty of kitchen cabinet space and all appliances including the washer and dryer. Enjoy your morning coffee or unwind in the evening from the enclosed patio overlooking the water, offering a relaxing and private outdoor space. The HOA takes care of the community pool, clubhouse, and common areas allowing for low-maintenance living. Whether you're looking for a primary residence, second home, or investment opportunity, this property offers comfort, convenience, and a great location.

1932 Bay Point Blvd, Milton
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Vendor Member Number : 28166