Panama City Homes with Private Yard Exterior Features

Panama City Homes with Private Yard Exterior Features

Welcome to Panama City, Florida—a vibrant coastal gem nestled in Bay County, where stunning beaches meet a rich tapestry of culture and community. Known for its breathtaking shoreline along the Gulf of Mexico, Panama City boasts an array of recreational activities, from fishing and boating to sunbathing on the soft, sandy beaches. The city is not only a paradise for outdoor enthusiasts but also a hub of family-friendly attractions, including parks, museums, and a thriving dining scene that showcases the best of local seafood.

When it comes to finding your dream home in Panama City, you’ll discover a variety of properties that cater to diverse lifestyles. Among the most sought-after features are homes with private yards, offering a serene oasis for relaxation and entertainment. Imagine stepping outside to your own lush garden, perfect for barbecues, children’s play, or simply unwinding after a long day. These private outdoor spaces provide the ideal backdrop for creating cherished memories with family and friends.

In addition to the charm of private yards, homes in Panama City often come with modern amenities and thoughtful designs, ensuring comfort and convenience. Whether you’re looking for a cozy bungalow or a spacious family home, the real estate offerings here are as diverse as the community itself.

With its welcoming atmosphere and stunning natural beauty, Panama City is not just a place to live; it’s a place to thrive. Explore the possibilities of making this enchanting city your home, where every day feels like a vacation and your private yard awaits to enhance your lifestyle.

Newest Panama City Homes with Private Yard Exterior Features

720 Bunkers Cove Rd, Panama City
$1,899,000
4 Beds ⋅ 3 Baths ⋅ 1013314 MLS ⋅ 3,233 SqFt.
Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

720 Bunkers Cove Rd, Panama City
904 E 2nd Ct, Panama City
$429,000
3 Beds ⋅ 4 Baths ⋅ 1013311 MLS ⋅ 2,100 SqFt.
Completely transformed and in the heart of the historic Cove neighborhood! Every detail has been thoughtfully reimagined, and every corner invites you to slow down, settle in, and stay awhile. This modern coastal design is fun and fits the vibe of the Cove perfectly while still preserving the charm of the historic homes. With custom wood millwork throughout, fun wallpaper and neutral, yet coastal colors throughout...this one is a stunner! Picture your mornings here. Sunlight fills the living room and climbs the soaring vaulted ceilings. You curl up with your coffee by the stunning brick fireplace, the kind of spot that becomes the heart of a home. On cooler evenings, the lights go low, the conversations run long, and the best memories are made right here. This open floor plan is perfect for entertaining a large family or friends as it's oversized compared to other homes this size in the neighborhood. This 2,100-square-foot home offers single-level living, is fully renovated, and lives bigger than its footprint. The modern coastal design is fresh, fun, and welcoming, a perfect reflection of the Cove's laid-back charm. All three bedrooms have their own en suite bathroom, so everyone gets a private retreat and no one has to share. Two primary suites make room for overnight guests, visiting loved ones, or anyone who deserves a little extra space. Oversized closets in every bedroom are a rare find in the Cove and a powder room keeps guests comfortable when you entertain. The practical touches make everyday life easier. There's a large walk-in pantry for stocking up for game nights and holiday gatherings that doubles as a laundry framed by gorgeous wood doors. The dining room is separate yet still included as part of the open concept and easily accessible to the back yard. Don't need a separate dining room? Utilize this space as a home office or play room for the kids and include your dining area in the living room as it's large enough for both! Step into the backyard and you'll find the feature that sets this home apart: a detached, climate-controlled room waiting to become whatever you dream it to be. Roll out a yoga mat as the day wakes up. Build the home gym you've always wanted. Close the door on a quiet home office where focus comes easy. Set up an easel and let creativity flow, or create a moody hideaway for movie nights and game days. This room is also perfect if you desire to homeschool with plenty of room for the kids! With room for a pool, the backyard is ready for lazy summer afternoons and sunset swims! Beyond your front door, the Cove wraps you in a sense of belonging that's hard to find. Charming homes line the streets, and walkable sidewalks invite evening strolls. City-maintained parks and playgrounds bring neighbors together. Then there's Beach Drive, where the sunsets paint the sky in gold and pink and you'll find yourself stopping, again and again, just to take it all in. Downtown Panama City is only minutes away, with farmers markets, lively festivals, local restaurants, and one-of-a-kind shops that make every weekend feel like a little adventure. This is more than a renovated house. It's a place to put down roots, celebrate the milestones, and savor the quiet moments in between. Welcome home to the Cove.

904 E 2nd Ct, Panama City
6400 Bellavia Ln, Panama City
$265,000
4 Beds ⋅ 2 Baths ⋅ 1013237 MLS ⋅ 1,394 SqFt.
MOTIVATED SELLER! $7,000 PRIVACY FENCE ALREADY INSTALLED! FRESHLY PAINTED! This well maintained 4-bedroom, 2-bath home offering 1,394 square feet of comfortable living space in the highly sought-after Liberty community of Panama City. Perfectly designed for everyday living and entertaining, this home features an open-concept floor plan, spacious bedrooms, and a large fenced back yard. Located just a short walk or golf cart ride from Liberty's outstanding neighborhood amenities, residents enjoy access to a resort-style community pool, splash pad, playground, fitness center, and beautifully maintained common areas, creating an exceptional lifestyle for families and active homeowners alike. The Liberty community also offers sidewalks throughout and a welcoming neighborhood atmosphere. Conveniently situated off Highway 231, this home offers easy access to everyday necessities and major destinations. Tyndall Air Force Base is just a short commute away, making it an excellent choice for military personnel and civilian employees. You'll also appreciate the convenient access to Northwest Florida Beaches International Airport, as well as the shopping, dining, entertainment, and white-sand beaches that make the Panama City area so desirable. Liberty's location provides quick access to Panama City Beach, local schools, healthcare facilities, and countless recreational opportunities.

6400 Bellavia Ln, Panama City
306 S Macarthur Ave, Panama City
$450,000
3 Beds ⋅ 2 Baths ⋅ 1013067 MLS ⋅ 2,028 SqFt.
306 S. MacArthur Ave offers a well-maintained 3-bedroom, 2-bath residence with 2,028 square feet, plus a 528-square-foot additional dwelling unit and a layout designed for everyday comfort. The home features spacious rooms, a wood-burning fireplace, and a large front porch that adds usable outdoor living space. The interior has been newly painted, and the exterior has also been refreshed for a clean, updated presentation. The kitchen has been newly updated with marble countertops, soft-close drawers, and a reverse osmosis water filter. The primary bath includes a walk-in shower and a spacious walk-in closet. The home also offers a large jacuzzi soaking tub in the second bath. Additional improvements include a brand-new driveway and Miami-rated hurricane shutters. Outdoor amenities include a fenced yard, in-ground pool, fire pit, fruit-bearing trees, and rear alley access. The 528 square-foot ADU adds flexibility for guests, work, or additional living space. Conveniently located near Downtown Panama City and St. Andrews Yacht Club, this property combines practical updates with a central location.

306 S Macarthur Ave, Panama City
5405 Duneridge Rd, Panama City
$315,000
3 Beds ⋅ 2 Baths ⋅ 1012228 MLS ⋅ 1,380 SqFt.
Located in unincorporated Bay County, this 3BR/2BA home features a large fenced backyard and a detached 1BR/1BA unit--great for flexible living. Close to Tyndall AFB, Panama City Beach, parks, and shopping. Unincorporated status may affect taxes/insurance; verify individually. The main home received ~$28,000 in upgrades: fresh paint, updated fixtures/outlets, quartzite kitchen counters, quartz bath counters, new sinks/faucets/hardware, and updated door hardware throughout. Includes a pantry and laundry room. The detached unit (former beauty salon) was converted to a 1BR/1BA with tiled shower, vanity, kitchen sink, tankless water heater, and window AC--not yet permitted with the county. Buyers should verify zoning, permitting, STR eligibility, and any agricultural classification for the chicken coop. Backyard fits a boat/vehicle/trailer, plus a fire pit and chicken coop. ~10 miles to Tyndall AFB, ~20 miles to PCB. Nearby: Bay Dunes and Harders Parks. Note: shed in photos is still being finished (target Sept. 18); updated unit photos coming soon.

5405 Duneridge Rd, Panama City
2930 N Kirkwell Ave, Panama City
$315,000
3 Beds ⋅ 2 Baths ⋅ 1011942 MLS ⋅ 1,600 SqFt.
Cute. Updated. Move-in ready. Centrally located. This is a great house! Lovingly cared for by its original owner, this home was charming from the start--but its current owner just completed a top-to-bottom remodel which took it to the next level! Welcome to this adorable 3-bedroom, 2-bath home just off Baldwin Road, where modern updates meet everyday comfort in one of Panama City's most convenient locations. From the brand-new oversized driveway and fresh landscaping to the covered parking and inviting curb appeal, this home makes a great first impression--and it only gets better inside. The functional floor plan offers approximately 1,600 square feet of comfortable living space, perfect for everything from quiet evenings at home to entertaining family and friends. The beautifully updated kitchen features brand-new stainless steel appliances, quartz countertops, a subway tile backsplash, freshly painted wood cabinets, and a freestanding pantry that adds both charm and functionality. Both bathrooms have been thoughtfully refreshed. The hall bath boasts a new double vanity and updated lighting, while the private primary suite features a beautifully renovated bathroom with a new shower and updated fixtures. One of the home's most valuable improvements is one you can't always see--the entire home has been completely rewired--providing added peace of mind for years to come. Several new light fixtures complete the fresh, updated feel. Step outside and you'll find an attached carport, a covered back porch perfect for morning coffee or evening cookouts, and a fully fenced backyard with plenty of room for pets, play, gardening, or simply relaxing. Best of all? No HOA. No restrictions. Just a beautifully updated home in a fantastic central location that makes getting anywhere in Panama City quick and easy. Stop thinking and start packing! This one checks all the boxes!

2930 N Kirkwell Ave, Panama City
909 Mallory Dr, Panama City
$450,000
4 Beds ⋅ 2 Baths ⋅ 1011811 MLS ⋅ 2,039 SqFt.
Welcome to 909 Mallory Drive, a beautifully maintained 4-bedroom, 2-bath home built in 2022 in the desirable Northshore area of Panama City. One of the newer homes in the neighborhood, this property offers the comfort and efficiency of modern construction while giving you the benefit of a generous 0.31-acre homesite in an established community. Located at the end of a quiet cul-de-sac, the setting provides a peaceful atmosphere with minimal through traffic and plenty of room to enjoy your surroundings. With no HOA, you also have the freedom and flexibility to make the most of your property. Inside, the split-bedroom floor plan offers excellent separation and privacy, while the open living areas create an inviting environment for both everyday life and entertaining. The stylish kitchen combines modern finishes with a functional layout, making it a natural gathering point for family and guests. One of the biggest advantages of this home is its 2022 construction. Buyers can enjoy the benefits that come with a relatively new property, including newer major systems, modern electrical and plumbing, energy-efficient windows and insulation, contemporary finishes, and construction designed around today's standards. It also means fewer immediate renovation projects and less likelihood of facing the major updates that can come with an older home. The outdoor space adds another layer of value. The fully fenced backyard is spacious enough for outdoor activities, pets, gardening.

909 Mallory Dr, Panama City
5623 Katherine St, Panama City
$269,000
4 Beds ⋅ 2 Baths ⋅ 1011547 MLS ⋅ 1,650 SqFt.
Welcome home! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and convenience. Situated on a large lot along a quiet dead-end street, this property immediately stands out with its beautiful landscaping and inviting curb appeal. Inside, you'll find an open-concept layout with LVP flooring throughout. The split-bedroom floor plan is ideal for added privacy. The kitchen has been updated and features stainless steel appliances, butcher block countertops, and a dedicated coffee bar, making it a perfect spot to start your morning! The home also offers a sunroom, separate laundry room, and plenty of functional living space. Step outside to enjoy the fully fenced backyard, providing room to relax, entertain, garden, or let the kids and pets play. The detached garage adds even more versatility and is ideal for a workshop, lawn equipment, golf cart, storage, or hobby space. Incredible home on an incredible lot that sits between two streets, Lois and Katherine. Location is another major plus! You're conveniently located near Tyndall Air Force Base, restaurants, coffee shops, and multiple grocery options, with Winn-Dixie, Walmart, and Aldi all within approximately a mile. Enjoy easy access to both Mexico Beach and Panama City Beach, while the bay is less than 5 miles away. Nearby boat ramps and a marina are just minutes away, providing convenient access to St. Andrews Bay from East Bay. If you've been looking for a home with space, a fenced backyard, and an unbeatable location, this one deserves a closer look!

5623 Katherine St, Panama City
301 Allie Way, Panama City
$435,000
4 Beds ⋅ 4 Baths ⋅ 1011205 MLS ⋅ 2,796 SqFt.
Like-new Camden model with a 3-car garage in sought after Bridge Harbor, conveniently located near Tyndall AFB. Homes with this much space, flexibility, and level of upgrades are hard to find. Enjoy LVP flooring, 9-foot ceilings, elegant trey ceilings, and an open-concept layout designed for everyday living and entertaining. The kitchen features a large center island, granite countertops, and a spacious breakfast nook. The flexible floor plan includes a Jack and Jill bath, guest half bath, and an additional bedroom with its own ensuite and flex space perfect for guests, an office, second living area, or multigenerational living. Smart-home features include keyless entry, video doorbell, automated lighting, smart controls, security cameras, and motion lighting. The corner lot offers a screened-in porch with doggie door, large, fenced backyard, double gate access, sprinkler system, and gutters. Additional upgrades include laundry room cabinets and sink, ceiling fans throughout, and garage shelving. If you want a home that feels like new without waiting for the upgrades, this one deserves a look!

301 Allie Way, Panama City
2805 Airport Rd, Panama City
$279,000
3 Beds ⋅ 2 Baths ⋅ 1011091 MLS ⋅ 1,431 SqFt.
**PRICE REDUCTION** No matter what stage of life you're in, 2805 Airport Road offers the space, updates, and flexibility to fit all of your needs. This beautifully updated, one-story 3-Bedroom, 2-Bathroom ranch-style home features an open-concept floor plan and is nestled on an oversized corner lot fully enclosed by a six-foot privacy fence. The outdoor space is just as impressive, with mature fruit trees, fully functioning solar panels, a 10' x 12' Storage Shed, and two separate Patio areas--perfect for relaxing, entertaining, or enjoying the privacy of your own backyard. Inside, an additional Craft Room/Man Cave/Media Room and plus a separate Living Area provide endless possibilities. A dedicated Office provides the perfect space, situated between the Laundry Room and Bonus Space, for working from home. The conveniently located Laundry Room sits just off the Kitchen and provides easy access to the backyard. The updated Kitchen features new appliances, new cabinet fronts, and granite countertops, creating a fresh and functional space for everyday living and entertaining. Throughout, you'll find durable Luxury Vinyl Plank and carpet, freshly painted walls, and updated fixtures. Both the Primary Bathroom and Guest Bathroom have been thoughtfully updated. The HVAC and Water Heater were updated in 2020, providing added peace of mind. With its combination of thoughtful updates, versatile living spaces, generous outdoor area, and move-in-ready condition, this property is an excellent opportunity for a primary residence, second home, or rental investment. Come see all that 2805 Airport Road has to offer!

2805 Airport Rd, Panama City
907 School Ave, Panama City
$229,000
3 Beds ⋅ 2 Baths ⋅ 1010499 MLS ⋅ 1,448 SqFt.
Fresh, updated, and centrally located in the heart of Springfield! Welcome to 907 School Avenue, a 3-bedroom, 2-bath home offering a comfortable layout with plenty of space to spread out both inside and out. Step inside to a freshly painted interior and an inviting floor plan featuring a dedicated dining room, spacious living areas, and a large den that provides extra flexibility for entertaining, relaxing, a playroom, or additional gathering space. The updated kitchen offers a fresh, functional space for everyday living and flows conveniently into the surrounding living and dining areas. Outside, the home continues to deliver with a paver patio and privacy-fenced backyard, creating a great setting for grilling, entertaining, pets, or simply enjoying some time outdoors. One of the property's standout features is the detached garage/workshop--perfect for additional storage, projects, hobbies, a home workshop, or creating the ultimate man cave. Located in the heart of Springfield, you'll enjoy convenient access to Tyndall Parkway, Highway 98, shopping, grocery stores, restaurants, schools, medical facilities, and everyday essentials, with easy access to surrounding Panama City and Tyndall Air Force Base. With its fresh updates, multiple living spaces, private backyard, and versatile detached garage/workshop, 907 School Avenue offers functionality and flexibility in a convenient central location. Schedule your private showing and come see everything this home has to offer!

907 School Ave, Panama City
6413 Bellavia Ln, Panama City
$262,000
3 Beds ⋅ 2 Baths ⋅ 1010493 MLS ⋅ 1,270 SqFt.
The fence is installed, the blinds are up, the refrigerator is included, and the interior has already been painted all that's missing is you! Built in 2023 and meticulously maintained, this move-in-ready 3-bedroom, 2-bath home delivers the convenience of newer construction without the added expense and hassle of finishing it yourself. The thoughtfully designed Aldridge floor plan offers 1,272 square feet of comfortable living space, with an open kitchen, dining, and living area that feels bright, connected, and welcoming. The private primary suite features a spacious walk-in closet, double vanity, and large shower, while two additional bedrooms and a full bath are tucked away on the opposite side of the home. Outside, enjoy an oversized lot with a fully fenced backyard and patio ready for pets, entertaining, or quiet evenings outdoors. Skip the post-closing projects and settle into a home where the extras are already done!

6413 Bellavia Ln, Panama City
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