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6224 Seminole Drive, Panama City
$449,900
4 Beds ⋅ 2 Baths ⋅ 795633 MLS
SELLER FINANCING FULLY FURNISHED, NO BANKS INVOLVED , at a 5 year balloon and 25% down. Monthly payments $2400 monthly (PITI, Taxes, Insurance). The original loan can also be assumed at 2.28% within the 5 year balloon. Great opportunity as a primary or investment rental home. Turn key, fully furnished. Take a look at this beautiful home with 4 bedrooms, 2 full baths, large kitchen, office, in-ground pool, fire pit and 2 car garage. You also have a large laundry room and custom water softener Home sits on a corner lot with an additional lot/area for RV parking, and fire pit. The interior of home has a split bedroom and custom office which can be a 4th bedroom. Plenty of cabinetry and island/breakfast bar. Exterior of home has a custom outdoor gourmet kitchen with fridge, grill, and sink, paved custom patio flooring throughout. Sprinkler system on well, tankless water heater, and fully privacy fenced in with a roll gate to park your RV and extra driveway. Large in-ground pool, cabana, and outdoor shower. This home is great for entertainment, close to Tyndall AFB, beaches and restaurants. Fully furnished and turn key for VRB or Air BB. Dont miss out on this great opportunity on this home. Available to show starting Sept. 25 (friday). All measurements and information must be verified by Buyer or Buyers Agent.

6224 Seminole Drive, Panama City
3610 Florida Avenue, Panama City
$835,000
6 Beds ⋅ 4 Baths ⋅ 795112 MLS
This spacious 6-bedroom, 4-bath home offers 4,230 square feet of comfortable living space on a private 1.53-acre property, perfectly designed for both everyday living and entertaining. Inside, the generous floor plan accommodates family, guests, or multi-generational living with ease. Recent upgrades include new flooring throughout completed last year and new kitchen quartz countertops, also installed last year, adding modern style and durability. The home is further enhanced by twin tankless gas water heaters, providing efficiency and continuous hot water. Outdoors, enjoy a true backyard oasis ideal for year-round enjoyment. The fully fenced yard features an in-ground pool, spa/hot tub, and a built-in barbecue and grill area with ample seating--perfect for hosting gatherings or relaxing in a resort-style setting. A standing seam metal roof installed approximately 1.5 years ago adds long-term value, durability, and peace of mind. Just ½ mile from SweetBay, you're close to shopping, dining, and everyday conveniences while still enjoying plenty of privacy. With exceptional outdoor amenities, thoughtful upgrades, and a desirable location, this property offers a rare opportunity to own a home that truly blends space, functionality, and an entertainer's dream backyard.

3610 Florida Avenue, Panama City
9902 S Thomas Drive Unit 732, Panama City
$235,000
3 Beds ⋅ 2 Baths ⋅ 794893 MLS
Enjoy resort living at Laketown Wharf, a spacious 2 bedroom, 2 bath condo with a bunk nook offering 1,262 square feet of comfortable coastal living with lake view just steps from the Gulf of Mexico. A rare find in this resort community, this unit is well-maintained and ideal as a primary residence, second home, or future vacation rental. HVAC 2026, W/H 2024. The open floor plan features a large living area, full kitchen, and private balcony, while the bunk nook provides additional sleeping space for guests. Laketown Wharf is known for its incredible resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and the nightly fountain and light show. Owners and guests enjoy onsite dining, shops, and entertainment including Juan Taco, PCB Pizza & Wings, Sunshine Bar & Grill, The Wharf Seafood Buffet, Candymaker Ice Cream Shop, Laketown Market, and 810 Billiards & Bowling featuring bowling lanes, arcade games, billiards, and more. Located just across the street from the beach and within walking distance to Pineapple Willy's and local attractions, this property offers the ultimate Panama City Beach lifestyle.

9902 S Thomas Drive Unit 732, Panama City
8730 Thomas Drive Unit 208, Panama City
$304,000
2 Beds ⋅ 2 Baths ⋅ 793802 MLS
Welcome to Villas of St Thomas where you will find this beautifully decorated and renovated waterfront condo. This 2 Bedroom, 2 Full Bathroom unit overlooking Grand Lagoon is in walking distance to the beach, restaurants, shops and entertainment. The Grand Lagoon leads to the Gulf of Mexico. Just bring your own boat and enjoy all the amenities Villas of St Thomas has to offer: Boat Dock, Community Pool, Fire Pit, Tennis Courts, Sauna. This Villa comes completely furnished and Turnkey Ready! Updates include New Luxury Vinyl plank, new furniture, updated bathrooms 2023, new kitchen cabinets and quarts countertop 2023, new vanities, Stainless Steel Appliances, Interior paint, New Sliding patio door, New smart TV's, New light fixtures, Travertine brick Fireplace, new AC 2025. Nest Thermostat, Ring Camera doorbell. Schedule your showing today!

8730 Thomas Drive Unit 208, Panama City
8000 Surf Drive Unit 19, Panama City
$199,000
1 Beds ⋅ 1 Baths ⋅ 793014 MLS
Discover your own slice of paradise at 8000 Surf Drive, Unit 19, perfectly positioned in the heart of Panama City Beach. This beautifully maintained coastal condo offers the ideal combination of comfort, convenience, and beachside living. Just steps from the sugar-white sands and emerald waters of the Gulf of America, this property is perfect as a primary residence, vacation getaway, or income-producing investment. Inside, you'll find a bright, open-concept living space designed for relaxed coastal living, with abundant natural light and an inviting atmosphere. The functional floor plan maximizes every square foot, creating a comfortable retreat after a day at the beach. Enjoy your morning coffee or evening sunsets while embracing the laid-back lifestyle that makes Panama City Beach one of Florida's most sought-after destinations. Located close to restaurants, shopping, entertainment, marinas, golf courses, and family attractions, this condo offers easy access to everything the area has to offer while providing a peaceful escape when it's time to unwind. Whether you're looking for a second home, a short-term rental opportunity, or a permanent beach residence, Unit 19 is an exceptional opportunity to own a piece of the Emerald Coast. Don't miss your chance to own this coastal gem--schedule your private showing today!

8000 Surf Drive Unit 19, Panama City
2100 W Beach Drive Unit J201, Panama City
$300,000
2 Beds ⋅ 2 Baths ⋅ 792568 MLS
RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today!

2100 W Beach Drive Unit J201, Panama City
5237 Thomas Drive Unit A & B, Panama City
$2,185,000
10 Beds ⋅ 10 Baths ⋅ 791806 MLS
This brand-new, purpose-built vacation rental duplex on Thomas Drive is a rare turnkey investment opportunity in one of Panama City Beach's most desirable corridors -- and it's priced below appraised value. Constructed to the highest standards and designed from the ground up to maximize rental income, this fully furnished and professionally decorated property is ready to perform from day one. Each side of the duplex features 5 bedrooms, 4 full baths, and 1 half bath across three thoughtfully designed floors. The first floor welcomes guests with a stylish living area, a sleek modern kitchen, and a back porch patio opening to a meticulously paved private backyard. There, each unit has its own in-ground saltwater pool with a natural gas heater and remote control -- a premium amenity that drives top rental rates and keeps bookings strong throughout the season. The oversized lot is fully fenced, with a privacy divider between each side giving guests their own secluded retreat. Head upstairs to find a large master suite with an immaculate en-suite bath, two additional guest bedrooms -- one featuring built-in bunk beds perfect for families -- plus a dedicated laundry room, ample storage, and luggage areas on every level. The third floor crowns the property with another spacious master bedroom and en-suite bath, plus an additional guest room. Step out onto the large balcony and take in panoramic Gulf views while grilling on the built-in natural gas grill -- the ultimate beach party space for guests who want to entertain in style. The property is fully furnished and decorated by two leading designers, turnkey for short or long-term rental operations. A full fire suppression system reflects the level of quality and attention to detail that sets this build apart from anything else at this price point. Situated just moments from pristine white sandy beaches, St. Andrews State Park, and a variety of renowned restaurants and shopping, this property delivers the location, amenities, and income potential that serious investors are looking for. The second you walk in this one, you can feel the quality of the build and the materials used, this property is truly a must see to appreciate!!! Buyer to verify all square footage, zoning, and rental regulations. All information deemed reliable but not guaranteed.

5237 Thomas Drive Unit A & B, Panama City
4910 Christy Lane, Panama City
$460,000
3 Beds ⋅ 3 Baths ⋅ 791520 MLS
5.625% ASSUMABLE MORTGAGE AVAILABLE, subject to lender/servicer approval and buyer qualification--an opportunity for an eligible buyer to potentially save significantly on interest compared with obtaining a new loan at prevailing market rates. Welcome to 4910 Christy Lane, where quality craftsmanship, comfort, and exceptional outdoor living come together. This beautifully maintained two-story brick home features soaring 10-foot ceilings, extensive crown molding, granite countertops, rich cherry cabinetry, and a stunning double-sided natural gas fireplace that creates a warm and inviting atmosphere throughout the main living areas. The spacious primary suite offers a private retreat with its own balcony, dual vanities, a sunken soaking tub, and a walk-in tiled shower. Upstairs laundry adds everyday convenience. Step outside to your own private backyard oasis, designed for both entertaining and relaxation. Enjoy the sparkling pool, fully equipped outdoor kitchen, paver patio, and mature landscaping providing remarkable privacy year-round. Additional highlights include a paver driveway, quality impact-resistant windows, sprinkler system, security system, and meticulous maintenance throughout. Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and medical facilities. From relaxing poolside to entertaining family and friends, this exceptional home offers an impressive combination of indoor comfort, outdoor living, and a potentially valuable financing opportunity. Schedule your private showing today and ask for details about the assumable 5.625% mortgage.

4910 Christy Lane, Panama City
518 Bunkers Cove Road, Panama City
$2,850,000
4 Beds ⋅ 5 Baths ⋅ 791000 MLS
Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Road, Panama City
5220 Beach Drive, Panama City
$589,999
4 Beds ⋅ 2 Baths ⋅ 790852 MLS
Experience coastal living at its best with this beautifully maintained duplex just steps from Beach Access #5 and the stunning sugar-white shoreline along the Gulf. Offering a total of four bedrooms and two full baths, the property is configured as two private residences, each featuring two bedrooms and one bathroom, creating an excellent flexibility for personal use, vacation rentals, or long-term tenants. Perfect for those seeking an income-producing property or a beach getaway with added earning potential, this fully furnished duplex is move-in and rental ready from Day One. Outside, the enclosed backyard offers a private setting ideal for pets, entertaining, or unwinding after a day at the beach, while the outdoor fire pit creates a welcoming atmosphere for evening gatherings. Located in a highly sought-after beach community, this property presents an outstanding opportunity for investors and second-home buyers alike. Occupy one side while generating revenue from the other or maximize returns by leasing both units. Opportunities like this are rare in such a prime coastal location. All measurements, details, and information should be verified by buyer and/or buyer's representative.

5220 Beach Drive, Panama City
4405 De Len Drive, Panama City
$739,000
3 Beds ⋅ 3 Baths ⋅ 789751 MLS
This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock. The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal -- a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout. A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace -- both overlooking the incredible outdoor entertainment area beyond. The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet. The 2017 renovation also created a second primary bedroom -- a generous 12x22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience. Outside, the east side of the property remains wooded for privacy. A 24 x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop -- wired with multiple 220V circuits for an RV connection, compressor, or welder. Paver parking extends along two sides. Behind the home, a 45x52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool. Down at the water, a private dock and covered 16x20 boathouse await. The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X -- no flood insurance required.

4405 De Len Drive, Panama City
4100 Marriott Drive Unit 108, Panama City
$429,900
2 Beds ⋅ 2 Baths ⋅ 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City
1209 Bluestem Street, Panama City
$499,000
3 Beds ⋅ 2 Baths ⋅ 788362 MLS
RARE opportunity to own the highly sought-after Anna Maria floor plan in SweetBay - no longer being built! This 3 bedroom, 2 bath, 1,849 sq ft home stands out with no carpet, quartz countertops, and an amazing primary suite. The open-concept layout flows seamlessly to a custom patio bar & grill - perfect for entertaining. New epoxy-coated garage floors and a highly functional laundry-to-primary custom closet connection. Located in the heart of SweetBay, residents enjoy a true lifestyle community with resort-style pools, scenic walking trails, parks, and access to North Bay. Golf cart-friendly streets and community events create a connected, vibrant atmosphere that's hard to find elsewhere. Move-in-ready homes like this don't come up often!

1209 Bluestem Street, Panama City
6205 Thomas Drive Unit 2F, Panama City
$264,000
1 Beds ⋅ 1 Baths ⋅ 788008 MLS
LOWEST PRICED LISTING IN NAUTICAL WATCH! PRICED TO SELL! Welcome to your Gulf of Mexico escape at Nautical Watch Condo Unit F2 in Panama City Beach. This beautifully updated 1-bedroom, 1-bathroom ground-floor unit blends comfort, style, and convenience--making it perfect as a second home or a high-performing investment rental. Fully furnished and decorated with a charming beach theme, the condo features an inviting open floor plan that feels spacious throughout its 626 square feet. The updated kitchen is a standout, showcasing modern cabinetry, stunning countertops, and a coordinating backsplash. The bathroom has also been tastefully renovated, adding to the unit's overall appeal. Located in the highly desirable low-rise Nautical Watch Gulf Villas, this unit offers easy access and a relaxed, townhome-style layout--an appealing alternative to crowded high-rise living. Step outside and enjoy the beautifully landscaped pool area, complete with outdoor grills, sun loungers, and shaded picnic tables--perfect for relaxing or entertaining. The community is ideal for families, offering a peaceful retreat while still being close to everything. Situated on the east end of Panama City Beach, you're just minutes from St. Andrews State Park, Panama City Dive Center, and the famous Capt. Anderson's restaurant. Whether you're looking for adventure or relaxation, this location puts it all within reach. Don't miss this opportunity to own your piece of paradise. Schedule your showing today and start living the beach life!

6205 Thomas Drive Unit 2F, Panama City
6201 Thomas Drive Unit 401, Panama City
$625,000
2 Beds ⋅ 2 Baths ⋅ 783667 MLS
PRICE POINT LISTED UNDER VALUE!!!!!WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

6201 Thomas Drive Unit 401, Panama City
9900 S Thomas Drive Unit 228, Panama City
$660,000
3 Beds ⋅ 3 Baths ⋅ 782253 MLS
This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

9900 S Thomas Drive Unit 228, Panama City

Vendor Member Number : 28166