Coastalvibesluxury.com Search Results

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

2 Beds ⋅ 2 Baths ⋅ 795396 MLS

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

7018 S Lagoon Drive, Panama City Beach

$1,499,000

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

4 Beds ⋅ 4 Baths ⋅ 794408 MLS

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

8204 S Lagoon Drive, Panama City Beach

$1,499,000

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

4 Beds ⋅ 4 Baths ⋅ 1010022 MLS ⋅ 2,017 SqFt.

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

8204 S Lagoon Dr, Panama City Beach

$1,278,000

Experience Waterfront Living in Panama City Beach with this exquisitely refreshed 4 bedroom, 3 full baths. Located on the Grand Lagoon, which offers deep water access to the Gulf of America and your own private boat dock. Just minutes to the Gulf of America & Shell Island. Private Suite serves as a private waterfront retreat with tranquil water views, direct door access. Home has been completely gutted and placed with new upgrades. Property Highlights Include: Covered Boat House New roof 2026, Boat Lift, Heated Saltwater Pool, New Zoysia Sod with new Irrigation system. 6 Month Builder Warranty starts Day of closing. Termite Bond

4 Beds ⋅ 3 Baths ⋅ 790896 MLS

Experience Waterfront Living in Panama City Beach with this exquisitely refreshed 4 bedroom, 3 full baths. Located on the Grand Lagoon, which offers deep water access to the Gulf of America and your own private boat dock. Just minutes to the Gulf of America & Shell Island. Private Suite serves as a private waterfront retreat with tranquil water views, direct door access. Home has been completely gutted and placed with new upgrades. Property Highlights Include: Covered Boat House New roof 2026, Boat Lift, Heated Saltwater Pool, New Zoysia Sod with new Irrigation system. 6 Month Builder Warranty starts Day of closing. Termite Bond

7320 S Lagoon Drive, Panama City Beach

$1,299,123

Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available.

4 Beds ⋅ 4 Baths ⋅ 1003676 MLS ⋅ 2,625 SqFt.

Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available.

8120 S Lagoon Dr, Panama City Beach

$1,299,123

Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. The owner is in the process of replacing all the glass in all the slider doors in the home so that it will be a crisp, clear view of the lagoon! Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

5 Beds ⋅ 4 Baths ⋅ 789058 MLS

Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. The owner is in the process of replacing all the glass in all the slider doors in the home so that it will be a crisp, clear view of the lagoon! Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Drive, Panama City

$1,575,000

The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass sliders, and spray foam insulation under the structure, complementing the 3-year-old metal roof. All bathrooms have been completely remodeled and feature high end fixtures, vanities, and tiled showers/baths. The exterior living is upgraded with a brand-new deck. The property is a boater's dream, featuring a refreshed seawall and a fantastic boathouse that includes a new jet ski lift and two boat lifts, one of which is brand new. All measurements are approx. and should be verified by buyer.

4 Beds ⋅ 4 Baths ⋅ 782317 MLS

The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass sliders, and spray foam insulation under the structure, complementing the 3-year-old metal roof. All bathrooms have been completely remodeled and feature high end fixtures, vanities, and tiled showers/baths. The exterior living is upgraded with a brand-new deck. The property is a boater's dream, featuring a refreshed seawall and a fantastic boathouse that includes a new jet ski lift and two boat lifts, one of which is brand new. All measurements are approx. and should be verified by buyer.

5620 S Lagoon Drive, Panama City Beach

$1,199,999

PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3 Beds ⋅ 3 Baths ⋅ 779329 MLS

PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach