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9900 S Thomas Dr Unit UNIT 2131, Panama City Beach
$655,000
3 Beds ⋅ 3 Baths ⋅ 1010650 MLS ⋅ 1,400 SqFt.
Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 20% Down 5% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

9900 S Thomas Dr Unit UNIT 2131, Panama City Beach

9900 S Thomas Drive Unit 1301, Panama City Beach
$595,000
3 Beds ⋅ 3 Baths ⋅ 788032 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSThe ''01'' stack is considered the premiere unit stack at the ''popular over-performing'' Shores of Panama Resort. It is without a doubt, the most special location at Shores of Panama. It's hard to find a good investment now - Investors should take note. Reasons this floorplan and Shores are the best investment: You won't find another western coastline view for your sunsets than this wrap-around balcony. Views like this are hard to come by. This condo floorplan and location take you away from all of the busy buzz of a large resort. It's on the quite west-end of Shores of Panama (closest to its' quite neighbor Long Beach). Absent of Laketown Wharf , Pineapple Willys and Watersports rental traffic & disturbance. It's just pure serenity and escape ~ the reasons you came to the beach! It's closest to the parking garage. By the way has a dedicated parking space. It's a true 3 true large bedroom (3 true full baths).~ has new microwave, washer/dryer, refrigerator, LVT flooring and paint. . Every year families pour into Shores of Panama due to its unbeatable location and amenities. These units perform and can easily gross over $95k-$125k. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Easy to Show

9900 S Thomas Drive Unit 1301, Panama City Beach

9900 S Thomas Drive Unit 2003, Panama City Beach
$520,000
2 Beds ⋅ 3 Baths ⋅ 786538 MLS
WRAPAROUND CORNER BALCONY | HIGH-FLOOR GULF, POOL, AND COASTLINE VIEWS | DEEDED PARKING ON THE 8TH FLOOR ATTACHED GARAGE | Shores of Panama Unit 2003 is a 20th-floor corner residence featuring the desirable Type E floor plan with two bedrooms, two full bathrooms, and a bunk room with an additional half bath. Positioned on the west-side corner of the building, the wraparound balcony captures expansive views of the resort lagoon pool, the Gulf, and the Panama City Beach coastline in both directions. The elevation and corner position also create exceptional sunset views. The primary bedroom is located on the Gulf side with direct balcony access, allowing water views from both the bedroom and the main living area. The kitchen has been fully remodeled with new cabinetry, quartz countertops, stainless steel appliances, and a distinctive blue mermaid tile backsplash. The interior presents a clean, modern look with consistent flooring throughout the unit, updated light fixtures, ceiling fans, and rolling shades installed on all windows and glass doors. Both bathrooms have been updated with walk-in tile showers and glass enclosures. The unit also includes a front-load washer and dryer. A deeded parking space on the 8th floor of the attached parking garage adds convenience and allows direct building access without crossing the street to a separate parking structure. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in 2026 as the area continues to see new entertainment and dining investment. HOA dues are $4,354.06 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 2003, Panama City Beach

9900 S Thomas Drive Unit 1118, Panama City Beach
$380,000
2 Beds ⋅ 3 Baths ⋅ 790086 MLS
SELLER FINANCING OPTION AVAILABLE | GULF-VIEW J FLOOR PLAN. DEEDED PARKING NEAR THE BREEZEWAY. UPDATED 2-BEDROOM PLUS BUNK LAYOUT. Shores of Panama Unit 1118 offers a highly functional 2-bedroom plus bunk area layout with 2.5 bathrooms, in-unit laundry, and a deeded parking space located just three spaces from the breezeway. This placement creates a more convenient arrival experience for parking, unloading, and accessing the elevators. Positioned in the desirable ''J'' floor plan, Unit 1118 places the primary bedroom on the Gulf side of the condo, allowing natural light and Gulf-facing views from the bedroom windows. The private balcony captures direct views of the lagoon-style pool, sunset skies, and the turquoise waters of the Gulf of Mexico in Panama City Beach, Florida. Inside, the condo reflects thoughtful ownership and tasteful updates throughout. Features include LVP flooring, updated lighting fixtures, framed mirrors, Samsung stainless steel appliances known for quiet operation, a large industrial-style sink added in 2022, and updated furnishings. Entertainment upgrades include a new 65-inch flat-screen TV in the living area and new 55-inch flat-screen TVs in each bedroom. Additional ownership-focused improvements include a smart thermostat designed to shut off the HVAC system if doors remain open for an extended period, along with a 24/7 dehumidifier to help protect the unit and manage interior moisture levels. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,119.22 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1118, Panama City Beach

9900 S Thomas Dr Unit 2020, Panama City Beach
$375,000
2 Beds ⋅ 3 Baths ⋅ 1007478 MLS ⋅ 1,102 SqFt.
20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING. Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom. The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,705.85 per quarter. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 2020, Panama City Beach

9900 S Thomas Drive Unit 330, Panama City Beach
$357,000
1 Beds ⋅ 2 Baths ⋅ 788558 MLS
DIRECT GULF VIEWS. RARE STACK. YEAR-ROUND SUNSET VIEWS. Shores of Panama Unit 330 is a unique low-floor one-bedroom with a bunk area and two full bathrooms, featuring unobstructed beach and year-round sunset views. Only stacks 02 and 30 offer this desirable one-bedroom layout with unobstructed Gulf views, making this a standout opportunity within the resort. The unit also offers convenient access to the stairs, pool area, and deeded parking on the same floor. Inside, the unit features LVP flooring throughout, fresh paint, and a clean, well-maintained interior. The seller has self-managed the property, with reported gross rental income of $62,000 in 2024 and $60,000 in 2025. Notable updates and improvements include HVAC in 2020, water heater in 2019, Samsung refrigerator in 2020, Whirlpool dishwasher in 2026, microwave in 2026, LVP flooring in November 2022, new guest toilet in 2024, new bathroom mirrors in 2020, and master bedroom mattress in July 2024. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. New Panama City Beach attractions that opened within the past year include Pirates Voyage Dinner & Show by Dolly Parton, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 330, Panama City Beach

9900 S Thomas Drive Unit 915, Panama City Beach
$346,000
2 Beds ⋅ 2 Baths ⋅ 785985 MLS
Most popular floorplan at Shores and these floorplans make very good revenue. Already established rental with a popular management company. Last year Net Rental was $44,846 with this year predicted to outperform. This gorgeous condo is completely updated with newer furniture, paint, appliances and also has a deeded same floor parking spot right around the corner from it. 915 is an excellent view of the Gulf and huge lagoon pool. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! This is the most popular floor plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Lower floor and one of the best views in this building. This unit has all tile flooring, and completely turn-key. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. The food at Shores is from 30A Chef, and if you haven't had it yet, you're missing something! You really don't need to leave the resort! Adding this to your portfolio will ensure years of ROI success.

9900 S Thomas Drive Unit 915, Panama City Beach

9900 S Thomas Dr Unit UNIT 1004, Panama City Beach
$335,000
2 Beds ⋅ 3 Baths ⋅ 1000692 MLS ⋅ 1,148 SqFt.
Welcome to Shores of Panama unit #1004, a beautifully positioned 2 Bedroom + Bunk, 3 Full Bath Gulf-front condo designed for both personal enjoyment and strong rental appeal. This highly desirable ''B'' floor plan offers sweeping views overlooking the lagoon-style pool and stretching down the breathtaking coastline of Panama City Beach. Positioned on the west side of the tower on the 10th floor, this condo captures stunning views from your private balcony. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. The smart layout--with two true bedrooms, a bunk area, and three full bathrooms--maximizes occupancy and comfort, a key feature for vacation rentals. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Dr Unit UNIT 1004, Panama City Beach

9900 S Thomas Drive Unit 802, Panama City
$329,000
1 Beds ⋅ 2 Baths ⋅ 789408 MLS
Welcome to Unit 802 at Shores of Panama, a rare Gulf front end unit offering fully unobstructed views of the Gulf. Located on the 8th floor, this condo INCLUDES A RARE DEEDED PARKING SPACE on the same level as the skybridge walkover--making access seamless without the wait for elevators. This turnkey, rental-ready condo features a spacious one-bedroom layout plus a private bunk room with its own full bathroom, providing ideal accommodations for guests or family. The unit is fully furnished and tastefully decorated, with a well-equipped kitchen and a private balcony perfectly positioned for enjoying the sunsets over the Gulf. Shores of Panama is known for its impressive amenities, including a massive lagoon-style beachfront pool, an indoor heated pool, hot tub, on-site tiki bars (seasonal), coffee shop, fitness center, and 24/7 security. Perfectly situated next to Pineapple Willy's and within walking distance to dining, shopping, and entertainment--with a grocery store conveniently located across the street--this unit has a solid short-term rental history and offers exceptional value whether you're looking for a personal getaway or an income-producing property.

9900 S Thomas Drive Unit 802, Panama City

9900 S Thomas Drive Unit 412, Panama City Beach
$325,000
1 Beds ⋅ 2 Baths ⋅ 782973 MLS
This Shores of Panama ''C'' unit is one of the building's most sought-after layouts on a low (4th) floor. The 1BR+BUNKS/2BA floor plan offers near-two-bedroom functionality at a one-bedroom price point, with standout gulf and resort-style pool views. The living room and primary suite open to the oversized 30+ ft balcony, wrapping along two sides of the unit with unobstructed views of emerald gulf waters and the lagoon-style pool. The bunk area has its own door, creating a private sleeping space that functions almost like a second bedroom. Its low-floor location provides quick access to parking, amenities, and the beach - making it both convenient and popular with renters. The condo has been updated with hard-surface flooring throughout - wood-look in the living areas and bedrooms, tile in the kitchen and baths for easy upkeep and a reclaimed wood accent wall adds warmth and character. Shores of Panama offers nearly 500 feet of gulf frontage and resort amenities including the largest gulf-front pool on Panama City Beach, indoor and outdoor hot tubs, a seasonally heated indoor pool, fitness center, day spa, tiki bar, sundries store, grilling areas, and covered parking. Walk to dining, shopping, and attractions, with Pineapple Willy's right next door. The HOA covers electricity, cable TV, internet/WiFi, and trash, adding real value and predictability. Act fast - units like this don't stay available for long! Schedule your showing today.

9900 S Thomas Drive Unit 412, Panama City Beach

9900 S Thomas Drive Unit 1411, Panama City
$310,000
1 Beds ⋅ 2 Baths ⋅ 791282 MLS
Now is your chance to own a slice of paradise in the highly sought-after Shores of Panama resort. This immaculate, rental-ready ''C'' floor plan features 1 bedroom, 2 full baths, and a private bunk room--comfortably sleeping up to 6 guests. Designed to impress, the condo boasts a Gulf-facing primary suite and a large balcony overlooking the spectacular lagoon-style pool. Offered fully furnished with tasteful, pristine decor, this turnkey property is ready to generate income or serve as your personal beach getaway from day one. Bonus: This unit includes a highly coveted deeded parking space. Unmatched Resort-Style Amenities Include: Massive 14,000+ sq. ft. lagoon pool & hot tub, Heated indoor pool and hot tub for year-round enjoyment, On-site tiki bars & dining. Prime beachfront access right on the Gulf. Don't miss out on this incredible investment or vacation home--schedule your showing today! Seller offering to Pay remaining special assessment with acceptable offer.

9900 S Thomas Drive Unit 1411, Panama City

9900 S Thomas Dr Unit UNIT 2311, Panama City Beach
$310,000
2 Beds ⋅ 2 Baths ⋅ 1001637 MLS ⋅ 907 SqFt.
Lowest Priced Unit in Shores of Panama! Penthouse living above Panama City Beach's most iconic resort pool, just steps from the Gulf! Perched on the top floor of Shores of Panama, Unit 2311 offers a rare opportunity to own a private, elevated coastal retreat in one of the most recognizable beachfront communities along the Emerald Coast. From the moment you step inside, the difference is immediate. With no neighbors above, the penthouse position brings a sense of quiet, privacy, and separation that's hard to find in condo living. Natural light fills the space, while the thoughtfully designed 2-bedroom, 2-bath layout creates a comfortable flow that feels both functional and inviting. This is the kind of property that makes ownership easy. Whether you're escaping for long weekends, spending extended time at the beach, or simply looking for a place that doesn't require constant upkeep, this condo offers a low-maintenance lifestyle in a location that keeps everything within reach. And outside your door, the experience only gets better. Shores of Panama is known for its resort-style lagoon pool, tropical landscaping, and direct beachfront access, creating an environment that feels more like a vacation destination than a traditional condominium. From morning walks along the sugar-white sand to evenings spent enjoying the energy of Panama City Beach, everything you need is right here. You're also perfectly positioned in the heart of it all, just moments from local dining, entertainment, and shopping, making it easy to enjoy the area without ever feeling removed from it. For buyers watching the market, this is also an opportunity. Properties that are well-located, easy to own, and ready to enjoy immediately are becoming increasingly desirable, especially as more buyers prioritize lifestyle, flexibility, and simplicity over heavy renovation or high-maintenance investments. So, the question becomes: Are you looking for a property to manage... or a place you'll actually use? Because this one was clearly designed for the latter. Schedule your private showing today!

9900 S Thomas Dr Unit UNIT 2311, Panama City Beach

9900 S Thomas Dr Unit UNIT 1509, Panama City Beach
$285,000
1 Beds ⋅ 2 Baths ⋅ 987158 MLS ⋅ 864 SqFt.
PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive awaykeeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.

9900 S Thomas Dr Unit UNIT 1509, Panama City Beach

9900 S Thomas Drive Unit 2008, Panama City
$284,900
1 Beds ⋅ 2 Baths ⋅ 770443 MLS
PRICE IMPROVEMENT just in time for High Season, with $15k in upcoming bookings! Yes, the balcony construction is complete, and this condo is fully move-in and rental-ready -- making this an exceptional opportunity at Shores of Panama. This beautifully updated 1BR + Bunk, 2BA Gulf-view unit comfortably sleeps 6 and is being sold fully furnished. Interior features include a modern kitchen with like-new appliances, a premium mattress in the primary bedroom, and custom-built, adult-rated bunk beds with beach mural and sliding barn door. Quality furnishings throughout were selected for durability and strong rental performance. Reserved parking space and a private same-floor storage unit with shelving are both prepaid through 2026 -- a valuable added benefit for owners and guests. Shores of Panama offers a 14,000+ sq ft lagoon-style pool, heated indoor pool, indoor/outdoor hot tubs, sauna, tiki bars, fitness center, and on-site coffee shop. The resort's major exterior improvements are well underway, positioning it ahead of many properties still facing upcoming state-mandated work. With construction complete on this stack and pricing strategically repositioned, this condo presents a timely opportunity for buyers seeking income potential and personal enjoyment in one of Panama City Beach's premier Gulf-front resorts. Additional details available in Documents. Buyers to verify all information if important.

9900 S Thomas Drive Unit 2008, Panama City

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