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$349,000

Your own dock on Lake Huntington, a finished and climate-controlled outbuilding, and Historic St. Andrews less than a mile away: this 1941 cottage offers a combination that is hard to find in this part of Panama City. The home sits on the north side of 16th Street, and the sale includes the separate deeded waterfront lot and private dock directly across the street, so the screened front porch looks out toward the lake and your dock. Lake Huntington opens to St. Andrews Bay beneath the 15th Street bridge, and from the bay it is open water through St. Andrews Pass to Shell Island and the Gulf of Mexico (buyer to verify clearance and depth for their vessel). The public launch ramp at St. Andrews Marina is about a mile away. Inside, three bedrooms and two full baths sit on one level, with the arched doorways and hardwood floors of a classic 1940s cottage, tile in the kitchen and dining room, plantation shutters, ceiling fans, and a primary bath with a tiled walk-in shower. The white kitchen opens to the dining room through a wide arch and includes a dishwasher and electric range. The updates here are tasteful rather than flashy, and the sellers went a step further than most by extensively encapsulating the crawl space, which means less moisture under the house and peace of mind for years to come. Behind the house, the detached building is finished, heated, and cooled, so it works as a year-round office, studio, or workshop rather than a hot storage shed. A long paved driveway leaves room for a boat and trailer, the yard is fully fenced, and there is no HOA. The restaurants, bars, marina, and shops along Beck Avenue in Historic St. Andrews are a three-minute drive or a 15-minute walk. Naval Support Activity Panama City is about 10 minutes away, and the Hathaway Bridge to Panama City Beach is under 10 minutes. Metal roof, central heat and air, city water and sewer. Sold as is, and the sellers will entertain owner-financing offers. Two parcels convey together: 29140-000-000 (home) and 29142-020-000 (dock).

3 Beds ⋅ 2 Baths ⋅ 795646 MLS

3104 W 16th Street, Panama City

$199,500

Charming 1941 - built home in a prime Panama City location! This 3 BEDROOM cottage offers classic character with modern updates. Partially REMODELED IN 2020 with new roof, kitchen and bathroom but awaiting your personal upgrades. The separate utility room has enough space to add a half bath, if desired. The HUGE FENCED BACKYARD is shaded by multiple, MAGNIFICENT OAK TREES- perfect for outdoor entertaining, gardening, outdoor play equipment for the kids, and includes a yard/storage building to stage your weekend projects. Best of all, this home is located less than a block to LAKE HUNTINGTON, which offers a community BOAT RAMP for easy access directly into the bay! Walkable to the neighborhood park to watch beautiful sunsets over the water. It's also WALKABLE TO DOWNTOWN ST. ANDREWS with convenient access to shopping, restaurants and the MARINA. This cozy charmer blends vintage appeal with comfortable living on a gorgeous lot! Ideal for first-time homebuyers, investors, or anyone seeking a solid, character-filled home in a fantastic waterfront-adjacent neighborhood.

3 Beds ⋅ 1 Baths ⋅ 792584 MLS

1610 Lake Avenue, Panama City