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Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

3 Beds ⋅ 3 Baths ⋅ 793702 MLS

Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City

$595,000

Experience the charm of coastal living in this beautiful 5-bedroom, 3.5-bathroom home in Historic St. Andrews, Florida. Located just steps from St. Andrews Bay with dedicated beach access, this three-story residence is perfect for those seeking a private beachside lifestyle. Inside, the home's vaulted ceilings with exposed beams create a spacious living area. Designed with flexibility in mind, the three distinct levels offer privacy for all your guests. The basement boasts a large living area with two additional bedrooms, a full bathroom and laundry room. Through the basements 2 sets of french doors leads to a nice covered patio area. Lots of natural light through 5 sets of French doors on the upper levels. 2 off the main living area that leads to a large wrap around porch, 1 in the upstairs bedroom that leads to a Juliet balcony and 1 in the main bedroom and 1 in the kitchen. The first floor features a private entrance, offering potential rental income opportunities for investors or owners looking to offset costs. Homes in Gwaltney Estates are rarely available, so don't miss this exceptional chance to own a piece of paradise.

5 Beds ⋅ 4 Baths ⋅ 765140 MLS

Experience the charm of coastal living in this beautiful 5-bedroom, 3.5-bathroom home in Historic St. Andrews, Florida. Located just steps from St. Andrews Bay with dedicated beach access, this three-story residence is perfect for those seeking a private beachside lifestyle. Inside, the home's vaulted ceilings with exposed beams create a spacious living area. Designed with flexibility in mind, the three distinct levels offer privacy for all your guests. The basement boasts a large living area with two additional bedrooms, a full bathroom and laundry room. Through the basements 2 sets of french doors leads to a nice covered patio area. Lots of natural light through 5 sets of French doors on the upper levels. 2 off the main living area that leads to a large wrap around porch, 1 in the upstairs bedroom that leads to a Juliet balcony and 1 in the main bedroom and 1 in the kitchen. The first floor features a private entrance, offering potential rental income opportunities for investors or owners looking to offset costs. Homes in Gwaltney Estates are rarely available, so don't miss this exceptional chance to own a piece of paradise.

819 Calhoun Avenue, Panama City

$420,000

IT FINALLY HAPPENED! HUGE PRICE REDUCTION Almost a $50,000 LOWER! THIS HOME WILL VANISH FROM THE MARKET VERY QUICKLY AT THIS PRICE. If you're working with an Agent have them show you this jewel. If you don't have an Agent, call or text me for a Showing Appointment to see if this home answers your desires and needs here In Florida. SOUTHERN CHARM in Old St Andrews, Large, well landscaped Corner lot, 2 story, 4 BR, 2 Bath. Wrap around front porch with a porch swing that can ease your daily stress. The yard is surrounded by a white picket fence which also encloses the patio made of pavers and adds privacy when entertaining outside. Inside you will be captured by the floor plan that utilizes the available space in a most efficient way. The lower floor has a remodeled kitchen, with Upscale appliances less than 3 years old. There's a den with an electric fireplace and the original living room is nestled in the wrap around porch. The home has 2 separate heat pumps (less than 4 years old), for space conditioning insuring that your comfort won't be comprimised. Run out of hot water? Not Likely with the natural gas fired on demand water heater. There is even a shallow well sprinkler system with timers for lawn care. Exceptional detail and upgrades for your Florida lifestyle whether as a Primary or Retierment Home are present there's no HOA to deal with if you'd rather have an Investment property. The house has all newly painted rooms throughout and new carpet upstairs. The Master Bedroom upstairs has a sun roon that faces South and has an excellent view. Both bathrooms have been remodeled and the upstairs has a claw foot tub. The original garage has been converted to a craft area and laundry center. The external Large shed has electricity, and both the shed and the converted garage have individual window unit a/c units. You are conveniently near to Oaks by the Bay Park in St Andrews and its Farmer's Market usually on Saturdays and just further down the street in St Andrews excllent dining and awesome shopping/entertainment await. There is beach access close by and a boat ramp less than 1/2 mile away. Schools are excellent in the area and should you desire to go to the beach it's a short drive to access the gulf of America's most beautiful sparkling white sands and pristine aqua water. A real plus is no flood zone and no HOA at this sanctuary. This Home ''can come'' with a 1 year Home Warranty by Old Republic. Come see this amazing property today before it's gone. New Pictures and a 4D Video Tour that's interactive are now updated.

4 Beds ⋅ 2 Baths ⋅ 771719 MLS

IT FINALLY HAPPENED! HUGE PRICE REDUCTION Almost a $50,000 LOWER! THIS HOME WILL VANISH FROM THE MARKET VERY QUICKLY AT THIS PRICE. If you're working with an Agent have them show you this jewel. If you don't have an Agent, call or text me for a Showing Appointment to see if this home answers your desires and needs here In Florida. SOUTHERN CHARM in Old St Andrews, Large, well landscaped Corner lot, 2 story, 4 BR, 2 Bath. Wrap around front porch with a porch swing that can ease your daily stress. The yard is surrounded by a white picket fence which also encloses the patio made of pavers and adds privacy when entertaining outside. Inside you will be captured by the floor plan that utilizes the available space in a most efficient way. The lower floor has a remodeled kitchen, with Upscale appliances less than 3 years old. There's a den with an electric fireplace and the original living room is nestled in the wrap around porch. The home has 2 separate heat pumps (less than 4 years old), for space conditioning insuring that your comfort won't be comprimised. Run out of hot water? Not Likely with the natural gas fired on demand water heater. There is even a shallow well sprinkler system with timers for lawn care. Exceptional detail and upgrades for your Florida lifestyle whether as a Primary or Retierment Home are present there's no HOA to deal with if you'd rather have an Investment property. The house has all newly painted rooms throughout and new carpet upstairs. The Master Bedroom upstairs has a sun roon that faces South and has an excellent view. Both bathrooms have been remodeled and the upstairs has a claw foot tub. The original garage has been converted to a craft area and laundry center. The external Large shed has electricity, and both the shed and the converted garage have individual window unit a/c units. You are conveniently near to Oaks by the Bay Park in St Andrews and its Farmer's Market usually on Saturdays and just further down the street in St Andrews excllent dining and awesome shopping/entertainment await. There is beach access close by and a boat ramp less than 1/2 mile away. Schools are excellent in the area and should you desire to go to the beach it's a short drive to access the gulf of America's most beautiful sparkling white sands and pristine aqua water. A real plus is no flood zone and no HOA at this sanctuary. This Home ''can come'' with a 1 year Home Warranty by Old Republic. Come see this amazing property today before it's gone. New Pictures and a 4D Video Tour that's interactive are now updated.

2200 W 9th Street, Panama City

$180,000

Step into the character and warmth of this classic 1930s home located in the heart of historic St. Andrews. This 2-bedroom, 1.5-bath gem features inviting living spaces, including a cozy den and a family room—perfect for relaxing or entertaining. The home has been lovingly maintained and is both cute and clean, blending timeless charm with comfortable everyday living. Enjoy being just minutes from St. Andrews Marina, local shops, and some of Panama City's favorite dining spots. Whether you're looking for a primary residence, a weekend retreat, or a great investment opportunity, this charming home captures the best of St. Andrews living.

2 Beds ⋅ 2 Baths ⋅ 781303 MLS

Step into the character and warmth of this classic 1930s home located in the heart of historic St. Andrews. This 2-bedroom, 1.5-bath gem features inviting living spaces, including a cozy den and a family room—perfect for relaxing or entertaining. The home has been lovingly maintained and is both cute and clean, blending timeless charm with comfortable everyday living. Enjoy being just minutes from St. Andrews Marina, local shops, and some of Panama City's favorite dining spots. Whether you're looking for a primary residence, a weekend retreat, or a great investment opportunity, this charming home captures the best of St. Andrews living.

2400 W 11th Street, Panama City