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It's six o'clock on a Tuesday. The boat's back in the covered slip, the cooler full of redfish is riding the lift up, and you're out on the giant third-level balcony with nothing but East Bay in front of you. The view points southwest, so you get sunset views right from the house, plus dolphins playing in your backyard, so yeah, this is your evening plan now. And there are two of these stacked balconies, 400 square feet each, with full water views from anywhere you're standing. There's also a hot tub on the second deck looking right at the bay, plus a sitting deck under solar string lights. Down at the water you've got 112 feet of shoreline and a private pier with a covered boat slip, covered deck, and a chain swing for the most epic waterside conversations. The owners boast of the redfish, trout, and sunfish they've caught off the dock, and one day pulled in enough blue crab for a boil. Kayak into the estuary and they've even landed a largemouth bass. The 4x4 utility and disability lift is rated for 1,000 lbs and runs ground floor to every level, so stairs can be a thing of the past, and you won't have to combine your cardio with carrying in the groceries. There's a half bath under the carport, so a wet swimsuit never has to go upstairs looking for a toilet. Inside there's a propane fireplace, 9 foot ceilings on level 2, a tray ceiling in the primary, and the washer, dryer, and fridge all stay. End of a quiet wooded street, 20 minutes south to the beach and 20 north to I-10. No HOA, no CCRs, and short-term rentals are allowed, so the house can work the weeks you can't be here. The nerdy stuff: roof is 2021 and the lift got a new motor in September 2026. The owners report the property flooded in Ivan and Sally, but no water got inside the house. A/C is two zones, outdoor unit about 5 years old, but the indoor unit and water heater are about 24, so plan for those. Water's about $12 a month. A conservation easement covers part of the lot, so cut trees and stumps stay put for erosion control. Fair warning: "just a minute on the dock" is never a minute, and that perfectly good couch inside is about to get very lonely.

3 Beds ⋅ 4 Baths ⋅ 1011671 MLS ⋅ 2,368 SqFt.

It's six o'clock on a Tuesday. The boat's back in the covered slip, the cooler full of redfish is riding the lift up, and you're out on the giant third-level balcony with nothing but East Bay in front of you. The view points southwest, so you get sunset views right from the house, plus dolphins playing in your backyard, so yeah, this is your evening plan now. And there are two of these stacked balconies, 400 square feet each, with full water views from anywhere you're standing. There's also a hot tub on the second deck looking right at the bay, plus a sitting deck under solar string lights. Down at the water you've got 112 feet of shoreline and a private pier with a covered boat slip, covered deck, and a chain swing for the most epic waterside conversations. The owners boast of the redfish, trout, and sunfish they've caught off the dock, and one day pulled in enough blue crab for a boil. Kayak into the estuary and they've even landed a largemouth bass. The 4x4 utility and disability lift is rated for 1,000 lbs and runs ground floor to every level, so stairs can be a thing of the past, and you won't have to combine your cardio with carrying in the groceries. There's a half bath under the carport, so a wet swimsuit never has to go upstairs looking for a toilet. Inside there's a propane fireplace, 9 foot ceilings on level 2, a tray ceiling in the primary, and the washer, dryer, and fridge all stay. End of a quiet wooded street, 20 minutes south to the beach and 20 north to I-10. No HOA, no CCRs, and short-term rentals are allowed, so the house can work the weeks you can't be here. The nerdy stuff: roof is 2021 and the lift got a new motor in September 2026. The owners report the property flooded in Ivan and Sally, but no water got inside the house. A/C is two zones, outdoor unit about 5 years old, but the indoor unit and water heater are about 24, so plan for those. Water's about $12 a month. A conservation easement covers part of the lot, so cut trees and stumps stay put for erosion control. Fair warning: "just a minute on the dock" is never a minute, and that perfectly good couch inside is about to get very lonely.

7109 Wells Ave, Navarre

$1,300,000

First time offered on the market on Swift Creek Bayou. Deepwater access with boat house, lift and additional boat slip. Boasting a 120' along the bayou. The home is need of renovation - the best thing about it is the expansive basement with over 2000 sq ft for your own creativity. New Roof July 2026, New Water heater 2025. Oversized garage makes for a great workshop area.

2 Beds ⋅ 3 Baths ⋅ 1009488 MLS ⋅ 2,090 SqFt.

First time offered on the market on Swift Creek Bayou. Deepwater access with boat house, lift and additional boat slip. Boasting a 120' along the bayou. The home is need of renovation - the best thing about it is the expansive basement with over 2000 sq ft for your own creativity. New Roof July 2026, New Water heater 2025. Oversized garage makes for a great workshop area.

212 White St, Niceville

$1,000,000

There are two kinds of waterfront: the kind you look at, and the kind you live on. This is emphatically the second. Roughly 130 feet of the property's southern edge is Choctawhatchee Bay; open, deep water, facing south, which means sun on the water from morning to evening and both the sunrise and the sunset playing out across the bay rather than behind a neighbor's roofline. A 120-foot dock runs out to a boat lift over water deep enough to actually use it. No standing around waiting on the tide before you can go fishing. There's a fish-cleaning station and, this is not a typo, a shower, so you can catch dinner, clean it, and rinse off the evidence without ever setting foot on dry land. A vinyl seawall and rip rap hold the shoreline in place, the deeply unromantic infrastructure that keeps waterfront homes from quietly becoming underwater ones. The home itself is a solid all-brick ranch, aged gracefully and updated where it counts, with vaulted ceilings, a brick fireplace, and a family room pointed directly at the water with massive windows on 3 sides for a most epic view. For everything that refuses to live indoors (boats, kayaks, and the water toys that multiply once you live somewhere like this) there's a carport, a detached 2-car garage, and a separate storage building/workshop. A few things that matter more than they sound: no HOA, so no one will ever mail you a letter about your mailbox. Short-term rentals are permitted, making this a genuine income-producing property and not just a lovely place to stand. The seller is open to owner financing, which should catch your attention and is worth slowing down for. Instead of accepting whatever rate the bank is feeling that week, the terms here can be worked out directly: price, interest rate, down payment, and timeline all negotiable, subject to the seller's approval. For the right buyer, that can mean a faster close, fewer hoops, and a monthly number that actually pencils out. Some homes sell a lifestyle you'll never quite get around to. This is a place measured in fish caught, miles cruised, and sunsets that ask nothing of you but to sit still and watch. Peace and quiet come standard. The only real risk is forgetting what day it is.

3 Beds ⋅ 2 Baths ⋅ 1007236 MLS ⋅ 2,269 SqFt.

There are two kinds of waterfront: the kind you look at, and the kind you live on. This is emphatically the second. Roughly 130 feet of the property's southern edge is Choctawhatchee Bay; open, deep water, facing south, which means sun on the water from morning to evening and both the sunrise and the sunset playing out across the bay rather than behind a neighbor's roofline. A 120-foot dock runs out to a boat lift over water deep enough to actually use it. No standing around waiting on the tide before you can go fishing. There's a fish-cleaning station and, this is not a typo, a shower, so you can catch dinner, clean it, and rinse off the evidence without ever setting foot on dry land. A vinyl seawall and rip rap hold the shoreline in place, the deeply unromantic infrastructure that keeps waterfront homes from quietly becoming underwater ones. The home itself is a solid all-brick ranch, aged gracefully and updated where it counts, with vaulted ceilings, a brick fireplace, and a family room pointed directly at the water with massive windows on 3 sides for a most epic view. For everything that refuses to live indoors (boats, kayaks, and the water toys that multiply once you live somewhere like this) there's a carport, a detached 2-car garage, and a separate storage building/workshop. A few things that matter more than they sound: no HOA, so no one will ever mail you a letter about your mailbox. Short-term rentals are permitted, making this a genuine income-producing property and not just a lovely place to stand. The seller is open to owner financing, which should catch your attention and is worth slowing down for. Instead of accepting whatever rate the bank is feeling that week, the terms here can be worked out directly: price, interest rate, down payment, and timeline all negotiable, subject to the seller's approval. For the right buyer, that can mean a faster close, fewer hoops, and a monthly number that actually pencils out. Some homes sell a lifestyle you'll never quite get around to. This is a place measured in fish caught, miles cruised, and sunsets that ask nothing of you but to sit still and watch. Peace and quiet come standard. The only real risk is forgetting what day it is.

4658 W County Highway 83a, Freeport

$1,490,000

9/26 Under contract with a 3 day kick out clause. CAREFREE waterfront living on a protected deep-water lot with 166' on Rocky Bayou!! This charming home is located on a private .68-acre lot on Rocky Bayou with panoramic views across the bayou from the Rocky Bayou bridge out towards Choctawhatchee Bay. Along with a HUGE yard, this home also comes with a double seawall as well as a dock with both a boathouse and a sailboat slip. The home was renovated in 2015 with the addition of a large kitchen, family room, dining room, office and master suite downstairs that offer captivating water views that take your breath away!! The kitchen is a chefs dream with an abundance of custom cabinets, beautiful granite counter tops, stainless appliances, a walk-in pantry and a large island breakfast bar. The kitchen is open to the family room accented with gorgeous wood ceiling beams that complement the hardwood floors and beautiful granite fireplace. The dining room is open to both the family room and kitchen and can accommodate oversized furniture. Just down the hall, you will find an office with double pocket doors for privacy. Adjacent to that is the master suite offering amazing bayou views and pampering you with a luxurious bath featuring 2 vanities, a jetted tub, a walk-in shower and a walk-in closet. Both the master bedroom and family room have doors to the screened porch where you will spend countless hours enjoying the gorgeous sunrise in the morning, the gentle bayou breeze in the afternoon and the spectacular moonrise at night! Upstairs you will find another large master suite overlooking the bayou with two walk in closets and a private bath. There is also a convenient loft area as well as two additional bedrooms and another full bath. One of the upstairs bedrooms was expanded and offers a large sitting area as well as a walk-in closet. Enjoy life on the bayou by enjoying the views from the back deck, sitting around the firepit, having a bar-b-q on the paver patio or sipping a cup of coffee on the screened porch while watching the sun rise. The dock offers a kayak platform as well as a covered boathouse and a boat slip for a sailboat. The property is protected by a seawall with rip-rap and a retaining wall as well. This is the "trifecta" of waterfront properties...1. Protected DEEP water, 2. AMAZING views and 3. NO FLOOD INSURANCE required because of the elevation of the lot! Practical notes: roof (2013 reroof, 2015 addition roof, 2023 master bedroom roof), HVAC systems (2024 upstairs, 2019 & 2015 downstairs), tankless water heater (2025), Welcome home and enjoy carefree waterfront living ''sittin' on the dock of the bay watchin' the tide roll away..

4 Beds ⋅ 4 Baths ⋅ 1006480 MLS ⋅ 3,107 SqFt.

9/26 Under contract with a 3 day kick out clause. CAREFREE waterfront living on a protected deep-water lot with 166' on Rocky Bayou!! This charming home is located on a private .68-acre lot on Rocky Bayou with panoramic views across the bayou from the Rocky Bayou bridge out towards Choctawhatchee Bay. Along with a HUGE yard, this home also comes with a double seawall as well as a dock with both a boathouse and a sailboat slip. The home was renovated in 2015 with the addition of a large kitchen, family room, dining room, office and master suite downstairs that offer captivating water views that take your breath away!! The kitchen is a chefs dream with an abundance of custom cabinets, beautiful granite counter tops, stainless appliances, a walk-in pantry and a large island breakfast bar. The kitchen is open to the family room accented with gorgeous wood ceiling beams that complement the hardwood floors and beautiful granite fireplace. The dining room is open to both the family room and kitchen and can accommodate oversized furniture. Just down the hall, you will find an office with double pocket doors for privacy. Adjacent to that is the master suite offering amazing bayou views and pampering you with a luxurious bath featuring 2 vanities, a jetted tub, a walk-in shower and a walk-in closet. Both the master bedroom and family room have doors to the screened porch where you will spend countless hours enjoying the gorgeous sunrise in the morning, the gentle bayou breeze in the afternoon and the spectacular moonrise at night! Upstairs you will find another large master suite overlooking the bayou with two walk in closets and a private bath. There is also a convenient loft area as well as two additional bedrooms and another full bath. One of the upstairs bedrooms was expanded and offers a large sitting area as well as a walk-in closet. Enjoy life on the bayou by enjoying the views from the back deck, sitting around the firepit, having a bar-b-q on the paver patio or sipping a cup of coffee on the screened porch while watching the sun rise. The dock offers a kayak platform as well as a covered boathouse and a boat slip for a sailboat. The property is protected by a seawall with rip-rap and a retaining wall as well. This is the "trifecta" of waterfront properties...1. Protected DEEP water, 2. AMAZING views and 3. NO FLOOD INSURANCE required because of the elevation of the lot! Practical notes: roof (2013 reroof, 2015 addition roof, 2023 master bedroom roof), HVAC systems (2024 upstairs, 2019 & 2015 downstairs), tankless water heater (2025), Welcome home and enjoy carefree waterfront living ''sittin' on the dock of the bay watchin' the tide roll away..

1802 23rd St, Niceville

$2,795,000

Deep-Water Dock & Navigability Year-Round! No H.O.A.! Extraordinary contemporary enclave oriented along 375' of pristine shoreline on Tom's Bayou, dual boat slips and lifts, as well as a paddleboard launch. This private .75 acre estate features a remarkably rare expanse of deep-water frontage, measuring approximately 415 feet on gorgeous deep-water with a phenomenal view corridor enjoying the depth and dimension of Tom's Bayou. This architecturally refined residence offers a rare opportunity to own a true coastal showpiece in Valparaiso, tucked along its protected bayou, which is connected to the Choctawhatchee Bay. This phenomenal property is showcased in Dwell Magazine, www.dwell.com/home/the-bayou-house-cf4cd678. This architectural masterpiece, yielding approximately 3,465 conditioned.. square feet (over 5,000 square feet under roof), contains and elevated living spaces that capture an abundance of natural light and frame tranquil water views from nearly every perspective. Tiered-level, exterior decks create seamless indoor-outdoor living, ideal for both quiet mornings and entertaining at sunset. Designed with versatility in mind, this home features a bonus space perfectly suited for an art studio, office, and/or fitness studio, to name only a few possibilities; in a space that magnifies inspiring views and creative separation from the main living areas. The ground-level storage room contains a commercial-grade ice machine that is close to the dock, and provides substantial space for kayaks, tackle room, paddleboards, boating gear, and more--obviously an essential complement to support the onvenient waterfront lifestyle. For boating enthusiasts, the property is exceptionally equipped with a private, newly constructed dock featuring two boat slips with lifts (constructed utilizing eco-pilings and composite decking), providing convenient access to the Choctawhatchee Bay through Tom's Bayou. The protected bayou setting offers calm waters, added privacy, and ideal conditions and water depths for year-round enjoyment. Ideally located just minutes from Eglin Air Force Base and the conveniences of Niceville, and a short drive to the renowned Emerald Coast white sand beaches, this property offers compelling accessibility while still preserving serene coastal living. This trophy home exhibits stunning architecture, detailed craftsmanship of finishes and features throughout, and a thoughtfully designed floorplan; this all equates to a rare and sensational waterfront opportunity! Please inquire for further details and to coordinate a private showing.

4 Beds ⋅ 4 Baths ⋅ 1001951 MLS ⋅ 3,458 SqFt.

Deep-Water Dock & Navigability Year-Round! No H.O.A.! Extraordinary contemporary enclave oriented along 375' of pristine shoreline on Tom's Bayou, dual boat slips and lifts, as well as a paddleboard launch. This private .75 acre estate features a remarkably rare expanse of deep-water frontage, measuring approximately 415 feet on gorgeous deep-water with a phenomenal view corridor enjoying the depth and dimension of Tom's Bayou. This architecturally refined residence offers a rare opportunity to own a true coastal showpiece in Valparaiso, tucked along its protected bayou, which is connected to the Choctawhatchee Bay. This phenomenal property is showcased in Dwell Magazine, www.dwell.com/home/the-bayou-house-cf4cd678. This architectural masterpiece, yielding approximately 3,465 conditioned.. square feet (over 5,000 square feet under roof), contains and elevated living spaces that capture an abundance of natural light and frame tranquil water views from nearly every perspective. Tiered-level, exterior decks create seamless indoor-outdoor living, ideal for both quiet mornings and entertaining at sunset. Designed with versatility in mind, this home features a bonus space perfectly suited for an art studio, office, and/or fitness studio, to name only a few possibilities; in a space that magnifies inspiring views and creative separation from the main living areas. The ground-level storage room contains a commercial-grade ice machine that is close to the dock, and provides substantial space for kayaks, tackle room, paddleboards, boating gear, and more--obviously an essential complement to support the onvenient waterfront lifestyle. For boating enthusiasts, the property is exceptionally equipped with a private, newly constructed dock featuring two boat slips with lifts (constructed utilizing eco-pilings and composite decking), providing convenient access to the Choctawhatchee Bay through Tom's Bayou. The protected bayou setting offers calm waters, added privacy, and ideal conditions and water depths for year-round enjoyment. Ideally located just minutes from Eglin Air Force Base and the conveniences of Niceville, and a short drive to the renowned Emerald Coast white sand beaches, this property offers compelling accessibility while still preserving serene coastal living. This trophy home exhibits stunning architecture, detailed craftsmanship of finishes and features throughout, and a thoughtfully designed floorplan; this all equates to a rare and sensational waterfront opportunity! Please inquire for further details and to coordinate a private showing.

296 S Bayshore Dr, Valparaiso