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Beautifully maintained and thoughtfully appointed, this inviting Santa Rosa Beach residence offers the ideal balance of comfort, style and functionality. Located in a quiet 31-home neighborhood, the 2,045-sq.-ft. home features three bedrooms, two-and-a-half baths and a collection of custom finishes that elevate everyday living. The open-concept floor plan is filled with natural light and enhanced by coastal-inspired shiplap accents that add warmth and character throughout the living spaces. At the heart of the home, the bright kitchen showcases timeless white shaker-style cabinetry, stainless steel appliances and generous prep space for cooking and entertaining. A butler's pantry provides additional storage and organization, while the spacious laundry room is lined with abundant cabinetry to keep household essentials neatly tucked away. The primary suite offers a spacious and relaxing retreat with a large walk-in closet and well-appointed ensuite bath. Two guest bedrooms are connected by a Jack-and-Jill bathroom, creating an ideal arrangement for family or visitors, while a convenient powder bath serves the main living areas. Outdoor living is just as inviting. A screened porch provides the perfect place to enjoy morning coffee or unwind in the evening, while the expansive paver patio and fire pit create a natural gathering space for entertaining throughout the year. The generously sized backyard offers plenty of room to add a custom pool, allowing future owners to create their own private outdoor oasis. With low annual HOA dues of just $700, this intimate neighborhood offers a peaceful setting while remaining close to everything that makes Santa Rosa Beach so desirable. Residents enjoy convenient access to the sugar-white beaches and emerald waters of the gulf, Scenic Highway 30A, Grand Boulevard, Sacred Heart Hospital, local parks, shopping and an outstanding collection of restaurants and entertainment. Whether you're searching for a primary residence or a full-time coastal retreat, this exceptional location places the very best of the Emerald Coast just minutes from home.

3 Beds ⋅ 3 Baths ⋅ 1008813 MLS ⋅ 2,045 SqFt.

Beautifully maintained and thoughtfully appointed, this inviting Santa Rosa Beach residence offers the ideal balance of comfort, style and functionality. Located in a quiet 31-home neighborhood, the 2,045-sq.-ft. home features three bedrooms, two-and-a-half baths and a collection of custom finishes that elevate everyday living. The open-concept floor plan is filled with natural light and enhanced by coastal-inspired shiplap accents that add warmth and character throughout the living spaces. At the heart of the home, the bright kitchen showcases timeless white shaker-style cabinetry, stainless steel appliances and generous prep space for cooking and entertaining. A butler's pantry provides additional storage and organization, while the spacious laundry room is lined with abundant cabinetry to keep household essentials neatly tucked away. The primary suite offers a spacious and relaxing retreat with a large walk-in closet and well-appointed ensuite bath. Two guest bedrooms are connected by a Jack-and-Jill bathroom, creating an ideal arrangement for family or visitors, while a convenient powder bath serves the main living areas. Outdoor living is just as inviting. A screened porch provides the perfect place to enjoy morning coffee or unwind in the evening, while the expansive paver patio and fire pit create a natural gathering space for entertaining throughout the year. The generously sized backyard offers plenty of room to add a custom pool, allowing future owners to create their own private outdoor oasis. With low annual HOA dues of just $700, this intimate neighborhood offers a peaceful setting while remaining close to everything that makes Santa Rosa Beach so desirable. Residents enjoy convenient access to the sugar-white beaches and emerald waters of the gulf, Scenic Highway 30A, Grand Boulevard, Sacred Heart Hospital, local parks, shopping and an outstanding collection of restaurants and entertainment. Whether you're searching for a primary residence or a full-time coastal retreat, this exceptional location places the very best of the Emerald Coast just minutes from home.

134 Forest Park Dr, Santa Rosa Beach

$562,500

UNDER CONTRACT W/ KICK OUT CLAUSE. Welcome to 209 Forest Park Drive, a distinguished residence nestled in the heart of Santa Rosa Beach, Florida. This property offers an exceptional opportunity to own a home in one of the most sought-after locations along the Emerald Coast. With a generous 2,210 square feet of living space, this four-bedroom, two-bathroom home is designed to accommodate both comfort and style. Upon entering, you are greeted by a thoughtfully designed living room featuring a custom-built fireplace, perfect for creating a warm and inviting atmosphere. The open floor plan seamlessly connects the living area to the kitchen, where a converted closet now serves as a convenient beverage bar, ideal for entertaining guests or enjoying a quiet evening at home The master suite is a true retreat, boasting built-in shelving in the closet to maximize storage and organization. Additionally, one of the closets has been transformed into a functional office space, catering to the needs of those who work from home or require a dedicated area for study. Outdoor living is elevated with extended patios on both the front and back porches, providing ample space for relaxation and gatherings. The backyard is further enhanced by a grilling area, perfect for hosting summer barbecues, and an outdoor shower, offering a refreshing escape after a day at the nearby beach. Located in a prime area of Santa Rosa Beach, this property offers convenient access to local amenities, including shopping, dining, and recreational activities. The community is known for its picturesque landscapes and vibrant lifestyle, making it an ideal place to call home. This home is now available for sale, presenting a unique opportunity to own a piece of paradise in Santa Rosa Beach. Experience the perfect blend of functionality and elegance at 209 Forest Park Drive, where every detail has been carefully curated to enhance your living experience.

4 Beds ⋅ 2 Baths ⋅ 976117 MLS ⋅ 2,210 SqFt.

UNDER CONTRACT W/ KICK OUT CLAUSE. Welcome to 209 Forest Park Drive, a distinguished residence nestled in the heart of Santa Rosa Beach, Florida. This property offers an exceptional opportunity to own a home in one of the most sought-after locations along the Emerald Coast. With a generous 2,210 square feet of living space, this four-bedroom, two-bathroom home is designed to accommodate both comfort and style. Upon entering, you are greeted by a thoughtfully designed living room featuring a custom-built fireplace, perfect for creating a warm and inviting atmosphere. The open floor plan seamlessly connects the living area to the kitchen, where a converted closet now serves as a convenient beverage bar, ideal for entertaining guests or enjoying a quiet evening at home The master suite is a true retreat, boasting built-in shelving in the closet to maximize storage and organization. Additionally, one of the closets has been transformed into a functional office space, catering to the needs of those who work from home or require a dedicated area for study. Outdoor living is elevated with extended patios on both the front and back porches, providing ample space for relaxation and gatherings. The backyard is further enhanced by a grilling area, perfect for hosting summer barbecues, and an outdoor shower, offering a refreshing escape after a day at the nearby beach. Located in a prime area of Santa Rosa Beach, this property offers convenient access to local amenities, including shopping, dining, and recreational activities. The community is known for its picturesque landscapes and vibrant lifestyle, making it an ideal place to call home. This home is now available for sale, presenting a unique opportunity to own a piece of paradise in Santa Rosa Beach. Experience the perfect blend of functionality and elegance at 209 Forest Park Drive, where every detail has been carefully curated to enhance your living experience.

209 Forest Park Dr, Santa Rosa Beach

$339,900

Dream home awaits!!! Come out and see this beautiful home!!! Brand-new Craftsman home in Forest Park -- NOT builder-grade. Flood Zone X (high & dry) Impact windows Spray foam insulation Quartz countertops Soft-close cabinets & drawers Vaulted ceilings + custom trim Solid-core doors + 3 barn doors LP Smart Siding + exterior waterproofing Oversized garage This new construction Craftsman is loaded with real upgrades you can feel, not the bare-minimum finishes most new builds come with. Open-concept layout with 9' ceilings, tons of natural light, and a vaulted living room with a built-in desk/coffee bar. The kitchen features quartz counters, fingerprint-resistant stainless appliances (fridge included), and a large eat-at island--perfect for everyday living or entertaining. Primary suite includes a walk-in closet and upgraded bath with dual vanities and a custom tile tub/shower with handheld sprayer. Secondary bath includes matching custom tile. Built for efficiency and durability with impact windows, spray foam insulation, liquid-applied exterior waterproofing, LP Smart Siding, and seamless gutters with decorative rain chains. If you're comparing new construction, this one stands apart.

3 Beds ⋅ 2 Baths ⋅ 790978 MLS

Dream home awaits!!! Come out and see this beautiful home!!! Brand-new Craftsman home in Forest Park -- NOT builder-grade. Flood Zone X (high & dry) Impact windows Spray foam insulation Quartz countertops Soft-close cabinets & drawers Vaulted ceilings + custom trim Solid-core doors + 3 barn doors LP Smart Siding + exterior waterproofing Oversized garage This new construction Craftsman is loaded with real upgrades you can feel, not the bare-minimum finishes most new builds come with. Open-concept layout with 9' ceilings, tons of natural light, and a vaulted living room with a built-in desk/coffee bar. The kitchen features quartz counters, fingerprint-resistant stainless appliances (fridge included), and a large eat-at island--perfect for everyday living or entertaining. Primary suite includes a walk-in closet and upgraded bath with dual vanities and a custom tile tub/shower with handheld sprayer. Secondary bath includes matching custom tile. Built for efficiency and durability with impact windows, spray foam insulation, liquid-applied exterior waterproofing, LP Smart Siding, and seamless gutters with decorative rain chains. If you're comparing new construction, this one stands apart.

168 Concord Circle, Panama City

$305,000

Welcome to this spacious 4-bedroom, 2-bath home located in a centrally located Panama City neighborhood with no HOA restrictions and a huge backyard perfect for entertaining, gardening, pets, or simply enjoying your own private outdoor space. Coming in right under approximately 2,000 square feet of living space, this home offers plenty of room for families, guests, or a home office setup. One of the standout features is the large backyard, offering endless possibilities for outdoor living, play areas, or future additions. The property also features a large driveway and easy-to-maintain landscaping, making day-to-day living convenient and comfortable. Inside, the home has been refreshed with updated flooring, fresh paint, and a beautifully updated kitchen and bathrooms, giving the space a clean, modern feel while still maintaining warmth and comfort. The improvements make the home move-in ready, allowing the next owner to enjoy the updates without the hassle of renovations. Located in the heart of Panama City, this home provides quick access to shopping, dining, and schools while still offering a quiet residential feel. Enjoy being just about 20 minutes from the world-famous white sand beaches of Panama City Beach, where you can spend your days boating, fishing, dining waterfront, or relaxing along the Emerald Coast. With its central location, spacious layout, large yard, and no HOA, this property is a great opportunity for buyers looking for space and flexibility while still being close to everything Panama City has to offer.

4 Beds ⋅ 2 Baths ⋅ 786247 MLS

Welcome to this spacious 4-bedroom, 2-bath home located in a centrally located Panama City neighborhood with no HOA restrictions and a huge backyard perfect for entertaining, gardening, pets, or simply enjoying your own private outdoor space. Coming in right under approximately 2,000 square feet of living space, this home offers plenty of room for families, guests, or a home office setup. One of the standout features is the large backyard, offering endless possibilities for outdoor living, play areas, or future additions. The property also features a large driveway and easy-to-maintain landscaping, making day-to-day living convenient and comfortable. Inside, the home has been refreshed with updated flooring, fresh paint, and a beautifully updated kitchen and bathrooms, giving the space a clean, modern feel while still maintaining warmth and comfort. The improvements make the home move-in ready, allowing the next owner to enjoy the updates without the hassle of renovations. Located in the heart of Panama City, this home provides quick access to shopping, dining, and schools while still offering a quiet residential feel. Enjoy being just about 20 minutes from the world-famous white sand beaches of Panama City Beach, where you can spend your days boating, fishing, dining waterfront, or relaxing along the Emerald Coast. With its central location, spacious layout, large yard, and no HOA, this property is a great opportunity for buyers looking for space and flexibility while still being close to everything Panama City has to offer.

1205 Brenau Terrace, Panama City

$305,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Brand-New 4BR/3BA | Now offered under $310K | Buyer Incentive | No HOA How many 4-bedroom, 3-bath new construction affordable homes do you see on the market? Exactly — not many. Now ask a better question: how many of those are built by a small, local quality builder who prioritizes durability, smart design, and real flexibility for today's buyers? That number gets even smaller. This brand-new 4/3 residence in Forest Park was designed to live comfortably and efficiently. The smart split floor plan maximizes privacy within its 1,541 sq ft footprint — perfect for hosting extended family, creating a dedicated home office, or simply enjoying true bedroom separation. The layout feels intentional, not cramped, with well-planned closets and thoughtful interior storage throughout. Step into your spacious backyard and imagine morning coffee surrounded by possibility — room for gardens, play areas, or future projects on your terms. This isn't cookie-cutter construction. Engineered to withstand up to 160 mph winds with impact-rated windows, metal roof, and fiber-cement exterior, this home translates strength into savings: lower insurance premiums, reduced energy bills, and decades of peace of mind. An extra-wide driveway plus generous interior storage means you're not paying for garage square footage you may not need. Flexibility where it matters. The builder is offering Buyer Incentive! Minutes from shopping, dining, schools, the 23rd Street medical district, Tyndall AFB, and Panama City Beach. Live where life happens — whether you're commuting to base, raising a family, or investing for the future. With no HOA, your ownership options stay open for full-time living or long-term investment.

4 Beds ⋅ 3 Baths ⋅ 782940 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Brand-New 4BR/3BA | Now offered under $310K | Buyer Incentive | No HOA How many 4-bedroom, 3-bath new construction affordable homes do you see on the market? Exactly — not many. Now ask a better question: how many of those are built by a small, local quality builder who prioritizes durability, smart design, and real flexibility for today's buyers? That number gets even smaller. This brand-new 4/3 residence in Forest Park was designed to live comfortably and efficiently. The smart split floor plan maximizes privacy within its 1,541 sq ft footprint — perfect for hosting extended family, creating a dedicated home office, or simply enjoying true bedroom separation. The layout feels intentional, not cramped, with well-planned closets and thoughtful interior storage throughout. Step into your spacious backyard and imagine morning coffee surrounded by possibility — room for gardens, play areas, or future projects on your terms. This isn't cookie-cutter construction. Engineered to withstand up to 160 mph winds with impact-rated windows, metal roof, and fiber-cement exterior, this home translates strength into savings: lower insurance premiums, reduced energy bills, and decades of peace of mind. An extra-wide driveway plus generous interior storage means you're not paying for garage square footage you may not need. Flexibility where it matters. The builder is offering Buyer Incentive! Minutes from shopping, dining, schools, the 23rd Street medical district, Tyndall AFB, and Panama City Beach. Live where life happens — whether you're commuting to base, raising a family, or investing for the future. With no HOA, your ownership options stay open for full-time living or long-term investment.

1 Harvard Circle, Panama City

$280,000

Currently under contact Welcome to 1112 Yale Avenue, tucked away on a quiet street in the desirable Forest Park neighborhood close to everything, yet peacefully set back. This beautifully updated home features fresh paint inside and out, a fully renovated kitchen with Shaker-style soft-close cabinetry, granite countertops, an undermount sink, and Samsung stainless steel range and dishwasher. Luxury Vinyl Plank flooring runs through the main living areas, while the bedrooms showcase original red oak hardwood floors, adding warmth and character. The den offers a true flex space with an electric fireplace and built-in bookshelves perfect for a home office, playroom, or additional living area, adding to the home's warm, inviting feel. Step outside to a spacious 12x22 covered back porch, ideal for entertaining, grilling, or relaxing year-round. The fully fenced backyard provides privacy with a natural buffer from neighboring homes. Additional highlights include a detached two-car garage, a newly poured double driveway for ample parking, and new roofs on both the home and garage installed after Hurricane Michael. Conveniently located just minutes from shopping, dining, and everyday essentials including TJ Maxx, HomeGoods, Walmart, Publix, Chick-fil-A, and nearby gyms everything you need is right at your fingertips. This truly homie, move-in-ready home offers thoughtful updates, flexible living spaces, and an outstanding location.

3 Beds ⋅ 2 Baths ⋅ 783665 MLS

Currently under contact Welcome to 1112 Yale Avenue, tucked away on a quiet street in the desirable Forest Park neighborhood close to everything, yet peacefully set back. This beautifully updated home features fresh paint inside and out, a fully renovated kitchen with Shaker-style soft-close cabinetry, granite countertops, an undermount sink, and Samsung stainless steel range and dishwasher. Luxury Vinyl Plank flooring runs through the main living areas, while the bedrooms showcase original red oak hardwood floors, adding warmth and character. The den offers a true flex space with an electric fireplace and built-in bookshelves perfect for a home office, playroom, or additional living area, adding to the home's warm, inviting feel. Step outside to a spacious 12x22 covered back porch, ideal for entertaining, grilling, or relaxing year-round. The fully fenced backyard provides privacy with a natural buffer from neighboring homes. Additional highlights include a detached two-car garage, a newly poured double driveway for ample parking, and new roofs on both the home and garage installed after Hurricane Michael. Conveniently located just minutes from shopping, dining, and everyday essentials including TJ Maxx, HomeGoods, Walmart, Publix, Chick-fil-A, and nearby gyms everything you need is right at your fingertips. This truly homie, move-in-ready home offers thoughtful updates, flexible living spaces, and an outstanding location.

1112 Yale Avenue, Panama City

$250,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this concrete block construction home nestled in the established Forest Park neighborhood of Panama City, FL. Move-in ready and full of potential, this 3-bedroom, 2-bathroom residence sits on a generous lot and offers the kind of bones buyers dream about -- including beautiful original hardwood floors just waiting to be refinished and restored to their former glory. Inside, the spacious family room invites you to relax and gather, while the eat-in kitchen provides the perfect setting for everyday meals. A dedicated laundry room with abundant storage keeps life organized. Step outside through the covered rear porch to enjoy a large, fully fenced backyard -- ideal for entertaining, pets, or play. An attached one-car garage rounds out this functional floor plan. Location is everything -- and this home delivers. Situated in the heart of Panama City, you're just minutes from grocery stores, top-rated schools, churches, hospitals, and medical offices, as well as a wide variety of local and national restaurants and retail. Whether you're a first-time buyer looking to put down roots or an investor seeking a high-demand rental location in Bay County, 2501 Rollins Avenue checks every box.

3 Beds ⋅ 2 Baths ⋅ 1003524 MLS ⋅ 1,251 SqFt.

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this concrete block construction home nestled in the established Forest Park neighborhood of Panama City, FL. Move-in ready and full of potential, this 3-bedroom, 2-bathroom residence sits on a generous lot and offers the kind of bones buyers dream about -- including beautiful original hardwood floors just waiting to be refinished and restored to their former glory. Inside, the spacious family room invites you to relax and gather, while the eat-in kitchen provides the perfect setting for everyday meals. A dedicated laundry room with abundant storage keeps life organized. Step outside through the covered rear porch to enjoy a large, fully fenced backyard -- ideal for entertaining, pets, or play. An attached one-car garage rounds out this functional floor plan. Location is everything -- and this home delivers. Situated in the heart of Panama City, you're just minutes from grocery stores, top-rated schools, churches, hospitals, and medical offices, as well as a wide variety of local and national restaurants and retail. Whether you're a first-time buyer looking to put down roots or an investor seeking a high-demand rental location in Bay County, 2501 Rollins Avenue checks every box.

2501 Rollins Ave, Panama City

$250,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this concrete block construction home nestled in the established Forest Park neighborhood of Panama City, FL. Move-in ready and full of potential, this 3-bedroom, 2-bathroom residence sits on a generous lot and offers the kind of bones buyers dream about -- including beautiful original hardwood floors just waiting to be refinished and restored to their former glory. Inside, the spacious family room invites you to relax and gather, while the eat-in kitchen provides the perfect setting for everyday meals. A dedicated laundry room with abundant storage keeps life organized. Step outside through the covered rear porch to enjoy a large, fully fenced backyard -- ideal for entertaining, pets, or play. An attached one-car garage rounds out this functional floor plan. Location is everything -- and this home delivers. Situated in the heart of Panama City, you're just minutes from grocery stores, top-rated schools, churches, hospitals, and medical offices, as well as a wide variety of local and national restaurants and retail. Whether you're a first-time buyer looking to put down roots or an investor seeking a high-demand rental location in Bay County, 2501 Rollins Avenue checks every box.

3 Beds ⋅ 2 Baths ⋅ 790092 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this concrete block construction home nestled in the established Forest Park neighborhood of Panama City, FL. Move-in ready and full of potential, this 3-bedroom, 2-bathroom residence sits on a generous lot and offers the kind of bones buyers dream about -- including beautiful original hardwood floors just waiting to be refinished and restored to their former glory. Inside, the spacious family room invites you to relax and gather, while the eat-in kitchen provides the perfect setting for everyday meals. A dedicated laundry room with abundant storage keeps life organized. Step outside through the covered rear porch to enjoy a large, fully fenced backyard -- ideal for entertaining, pets, or play. An attached one-car garage rounds out this functional floor plan. Location is everything -- and this home delivers. Situated in the heart of Panama City, you're just minutes from grocery stores, top-rated schools, churches, hospitals, and medical offices, as well as a wide variety of local and national restaurants and retail. Whether you're a first-time buyer looking to put down roots or an investor seeking a high-demand rental location in Bay County, 2501 Rollins Avenue checks every box.

2501 Rollins Avenue, Panama City

$145,000

Single-family home featuring 4 bedrooms and 3 bathrooms with 2,156 sqft of living space. Recently updated with a new roof, new water heater, fresh paint, new flooring, and new appliances. Includes a cozy fireplace and a dedicated mother-in-law suite with a private bathroom and an oversized walk-in closet. Kitchen and bathrooms are original, offering great potential for customization. Property also features a crawlspace, new washer and dryer, and a yard that could benefit from additional fencing.

4 Beds ⋅ 3 Baths ⋅ 787362 MLS

Single-family home featuring 4 bedrooms and 3 bathrooms with 2,156 sqft of living space. Recently updated with a new roof, new water heater, fresh paint, new flooring, and new appliances. Includes a cozy fireplace and a dedicated mother-in-law suite with a private bathroom and an oversized walk-in closet. Kitchen and bathrooms are original, offering great potential for customization. Property also features a crawlspace, new washer and dryer, and a yard that could benefit from additional fencing.

160 Concord Circle, Panama City

$77,000

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Cleared and Ready to Build - Design Your Dream Home in Panama City, Florida! This rare, oversized property in the heart of Panama City offers an exceptional opportunity to design and construct your dream home in a quiet, convenient neighborhood—just minutes from everything. Situated on 0.361 acres (over 15,700 square feet), this uniquely shaped diamond lot provides remarkable width and depth, ideal for creating a true backyard retreat. There's ample space for a pool and pool house, detached garage, custom workshop, or even a pole barn and guest suite. The property has been professionally cleared and leveled, with additional loads of dirt added to ensure a strong foundation for new construction. The former septic system, previously located near the front/center of the lot, has been removed to allow for a more functional layout and expanded home footprint. This improvement unlocks endless design possibilities—build closer to the front and create a private backyard oasis with plenty of room for boats, RVs, and outdoor toys. Located in unincorporated Bay County, the property is serviced by the City of Panama City for water and garbage, Florida Power & Light for electricity, and TECO Gas for optional natural gas. Zoned R-1 (single-family residential) and located within a short-term-rental-friendly area, this property is ideal for full-time residents, vacation homeowners, or investors seeking flexibility and long-term value. Enjoy easy access to schools, parks, restaurants, and shopping, with Panama City Beach only 10 minutes away and the Navy Base approximately 15 minutes. With its central location, build-ready condition, and generous lot size, 152 Concord Circle represents one of the best values in Panama City's established neighborhoods. Bring your builder and start planning your Florida dream home today! Buyer to verify all measurements, zoning details, and any information deemed important.

780051 MLS

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Cleared and Ready to Build - Design Your Dream Home in Panama City, Florida! This rare, oversized property in the heart of Panama City offers an exceptional opportunity to design and construct your dream home in a quiet, convenient neighborhood—just minutes from everything. Situated on 0.361 acres (over 15,700 square feet), this uniquely shaped diamond lot provides remarkable width and depth, ideal for creating a true backyard retreat. There's ample space for a pool and pool house, detached garage, custom workshop, or even a pole barn and guest suite. The property has been professionally cleared and leveled, with additional loads of dirt added to ensure a strong foundation for new construction. The former septic system, previously located near the front/center of the lot, has been removed to allow for a more functional layout and expanded home footprint. This improvement unlocks endless design possibilities—build closer to the front and create a private backyard oasis with plenty of room for boats, RVs, and outdoor toys. Located in unincorporated Bay County, the property is serviced by the City of Panama City for water and garbage, Florida Power & Light for electricity, and TECO Gas for optional natural gas. Zoned R-1 (single-family residential) and located within a short-term-rental-friendly area, this property is ideal for full-time residents, vacation homeowners, or investors seeking flexibility and long-term value. Enjoy easy access to schools, parks, restaurants, and shopping, with Panama City Beach only 10 minutes away and the Navy Base approximately 15 minutes. With its central location, build-ready condition, and generous lot size, 152 Concord Circle represents one of the best values in Panama City's established neighborhoods. Bring your builder and start planning your Florida dream home today! Buyer to verify all measurements, zoning details, and any information deemed important.

152 Concord Circle, Panama City