285 Hugh Thomas Drive, Panama City, FL 32404

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Sold Price
$568,000
List Price
$599,000
Closing Date
Sep 29, 2026
MLS#
794762
Status
CLOSED
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
4
Bathrooms
5
Lot Size
19,166
Neighborhood
Bay - Central SE

Property Description

NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

Additional Information

Acres
0.44
Appliances
Electric Cooktop, Electric Water Heater
Elementary School
Callaway
High School
Rutherford
Interior Features
Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
Lot Dimensions
97 x 199
Lot Features
Sprinkler System, Paved
Middle School
Rutherford Middle
Neighborhood
Bay - Central SE
Stories
1
Subdivision
Callaway
Utilities
Electricity Available
Waterfront
Yes
Waterview
Bayou, Water
Year Built
2024
Zoning
Resid Single Family

Mortgage Calculator

Amount of Loan
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Term of Loan
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Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of EXP Realty LLC. Selling Office: Legacy Premier Agency.