268 Ryder Lane, Panama City, FL 32404

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Sold Price
$348,000
List Price
$352,000
Closing Date
Jul 15, 2026
MLS#
786515
Status
CLOSED
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
4
Bathrooms
2
Lot Size
6,970
Neighborhood
Bay - Central SE

Property Description

RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond views and no neighboring homes directly behind! Enjoy the community sidewalks, 100 year old Oak Tree park, resort style pool and access to the beautiful beach area with views of the bay! Schedule an appointment today!! Bridge Harbor is located in eastern Bay County just off of Boat Race Road. Living here would you mean that you are approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. And the Gulf of America is less than 30 minutes away. If you're looking for the perfect community, you've found it!

Additional Information

Acres
0.16
Appliances
Electric Cooktop, Electric Oven, Plumbed For Ice Maker
Elementary School
Callaway
High School
Rutherford
Interior Features
Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s)
Lot Dimensions
50*140
Lot Features
Paved
Middle School
Rutherford Middle
Neighborhood
Bay - Central SE
Project Facilities
Beach, Pool
Subdivision
Bridge Harbor
Utilities
Cable Connected
Year Built
2022
Zoning
Resid Single Family

Mortgage Calculator

Amount of Loan
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Term of Loan
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Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Realty One Group Emerald Coast. Selling Office: CENTURY 21 Commander Realty.